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HDFC Marriott Bonvoy Credit Card

(

3.7

)

Beginner

Best For: Travel / Shopping

From

6E – Rewards Indigo HDFC Bank Credit Card

Approval Rate:

Elementor Single Post #221

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HSBC Premier Metal Credit Card

The HDFC Regalia Gold Credit Card is a premium credit card that is specifically designed for lifestyle enthusiasts and frequent travellers who are in search of exclusive benefits and rewards. Its unique selling proposition is the provision of a variety of travel benefits, including access to airport lounges, discounts on hotel accommodations, and rewards for dining and shopping. It is most suitable for business professionals and travellers, and it also provides gratuitous insurance coverage, exclusive discounts on premium services, and rewards points for every purchase. This card is ideal for individuals who prioritise convenience, opulence, and seamless purchasing and travel experiences.

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Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Travel

Reward %

0.2 - 0.65 %

Joining Fees

₹

3000

Renewal Fees

3000

APR

45%

Welcome Benefit

Gift Voucher Worth ₹2,500. Complimentary MMTBLACK GOLD and Swiggy One Membership on Spending Over ₹1 Lakh.

Renewal Benefits

Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.

USP's:

Insurance/Comprehensive protection & Nominee details for Insurance, Zero Lost card liability, Concierge, Good Food Trail Program,

Fees & Charges

Joining & Renewal Fees

3000

Interest & Charges

Additional Charges

Rewards

Regular Rewards On Eligible Spends

Grocery,Travel, Dining, Entertainment

Exclusions

Education, EMI, Fuel, Government, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Airmiles
Vouchers
Credit

Additional Features

travel-3d

Lounge Benefits

  • Domestic : 12 per year
  • International : 12 per year
cashback-3d

Insurance Benefits

  • Air Accident Insurance
  • Credit Shield and Loss Liability
3902003

Other Perks

    Eligibility Criteria

    Age

    18Y

    Min

    60Y

    Max

    Credit Score

    720

    Ex Min

    Other: Card-to-card eligibility requirements.

    Pros

    Earn 4 reward points per ₹150 spent on retail purchases, including insurance, utilities, and education.
    Accelerated 20 reward points per ₹150 spent at select merchants like Nykaa, Myntra, Marks & Spencer, and Reliance Digital.
    Complimentary access to 12 domestic and 6 international airport lounges annually.
    Milestone benefits include vouchers up to ₹16,000 each year.

    Cons

    High annual fee of ₹2,500 plus applicable taxes.
    Reward points capped at 2,000 per month for grocery transactions and 2,000 per day for insurance payments.
    No reward points on fuel, EasyEMI, wallet loads, rent, and government-related transactions.
    Annual fee waiver requires spending ₹4 lakh in a year, which may be high for some users.

    Terms and Conditions *