Name: American Express Gold Credit Card
Brand: American Express
Price: 1000 INR
Rating: 4.5 (1 reviews)

American Express Gold Credit Card

(

4.5 )

Beginner

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The American Express Gold Corporate Card is tailored for frequent business travelers, offering a suite of features to enhance travel efficiency and financial management. Cardholders gain access to over 1,400 VIP airport lounges worldwide, ensuring comfort during transit. The card provides complimentary business travel insurance up to ₹75,00,000, coupled with 24/7 access to the Global Assist Hotline for emergencies. A standout feature is the Membership Rewards® program, allowing points earned on business expenditures to be redeemed for gift cards, travel bookings, or statement credits.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

0.02 Joining Fees

₹

1000

Renewal Fees

4500

APR

42%

Welcome Benefit

Get a warm welcome with 4,000 Bonus Membership Rewards® Points on joining. Start your journey with exciting benefits right from day one.

Renewal Benefits

"The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.90,000 to Rs.1,49,999. "

USP's:

Additional rewards on card renewal keep your benefits fresh and valuable every year. Enjoy monthly spend milestones that unlock exclusive bonuses tailored just for you.

Fees & Charges

Joining & Renewal Fees

4500

GST extra

One time payment

Interest & Charges

₹499/year

GST extra

Starts from second year

Additional Charges

3.5%

GST extra

Rewards

Get 5x Rewards on Various Brands Clothing & Accessories

Get 1x Regular Rewards on General Spends

Milestone Benefits

Exclusive vouchers, fee waivers, and premium rewards on milestone spends.

Exclusions

No rewards on fuel, EMI transactions, and wallet loads

Rewards capping

Rewards Validity

Rewards valid for 12 months from the date of earning

Redemption modes

Hotel Transfer

Airline Transfer

Brand Vouchers

Pay by Points

Travel Booking

Additional Features

Lounge Benefits

Domestic : No
International : No

Insurance Benefits

Lost Card Liability

Other Perks

20% Discount on Dining Bills at Select Partner Restaurants

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

750 Ex Min

Income

(

Self Employed or Salaried

)

₹

Rs. 6 Lakhs or more

Other: Card-to-card eligibility requirements.

Pros

Flexible redemption options, including travel, vouchers, and lifestyle benefits.

Complimentary airport lounge access for added travel comfort.

Exclusive dining privileges with discounts and premium culinary experiences.

Accelerated reward points on dining, travel, and everyday expenses.

Cons

No reward points on fuel, insurance, and utility bill payments.

Limited merchant acceptance, especially in smaller towns.

High annual fee compared to standard credit cards.

One-Liner Opinion

Example: Great for frequent flyers seeking lounge access and accelerated rewards.

Terms and Conditions *

American Express Gold Credit Card

★★★★★

(4.5)

Best For: Shopping Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.02	₹1000	Get a warm welcome with 4,000 Bonus Membership Rewards® Points on joining. Start your journey ...	₹4500	“The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on...	Shopping	Additional rewards on card renewal keep your benefits fresh and valuable every year. Enjoy mon...

American Express Gold Corporate Card

★★★★★

(4)

Best For: Rewards Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Business	0.02	₹1000	4,000 bonus points on spending ₹10,000 within the first	₹4500	N/A	Rewards	Online Program Management through @Work . 24×7 Online Account Access. American Express® A...

American Express Gold Credit Card

★★★★★

(4.5)

Best For: Shopping Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.02	₹1000	Get a warm welcome with 4,000 Bonus Membership Rewards® Points on joining. Start your journey ...	₹4500	“The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on...	Shopping	Additional rewards on card renewal keep your benefits fresh and valuable every year. Enjoy mon...

American Express Membership Rewards Credit Card

★★★★★

(3.5)

Best For: Shopping Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.02	₹1000	Welcome benefit of 4,000 Bonus Membership RPs can be availed on settling the joining fee of Rs...	₹4500	The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on Americ...	Shopping	BONUS MEMBERSHIP REWARDS POINTS, Monthly Spend Milestone, ADDITIONAL REWARDS ON CARD RENEWAL, ...

American Express Platinum Reserve Credit Card

★★★★★

(4.3)

Best For: Shopping Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.02	₹10000	Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.	₹10000	The Annual Membership Renewal fee of Rs.10,000 will be 100% waived off if total spends on Amer...	Shopping	golfing and lounge privileges

American Express Platinum Reserve Credit Card

★★★★★

(4.3)

Best For: Shopping Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.02	₹10000	Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.	₹10000	The Annual Membership Renewal fee of Rs.10,000 will be 100% waived off if total spends on Amer...	Shopping	golfing and lounge privileges

American Express Platinum Travel Credit Card

★★★★★

(4)

Best For: Milestone-based Travel Rewards Bank: American Express Network: American Express

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	1 - 3	₹5000	Welcome Gift of 10,000 Membership Rewards points* redeemable for Flipkart12 voucher or Pay wit...	₹5000		Milestone-based Travel Rewards	High value on ₹4 Lakh spend with a complimentary Taj Experiences E-Gift Card.