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Axis Bank Ace Credit Card

(

4.6

)

Beginner

Best For: Shopping

From

Airtel Axis Bank Credit Card

Approval Rate:

Elementor Single Post #221

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AU Bank Zenith+ Credit Card

The Axis Bank Ace Credit Card is intended for individuals who are resourceful and wish to optimise their rewards on routine purchases. It is ideal for urban professionals and frequent consumers due to its unique selling proposition, which includes the provision of accelerated rewards in categories such as bill payments, dining, and online purchasing. This card provides value with each transaction, as it provides access to discounts on top brands, exclusive culinary privileges, and cashback offers. It is an excellent option for everyday use, as it offers premium rewards on routine expenses and provides flexibility, convenience, and money-saving benefits.

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Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Reward %

Upto 5%

Joining Fees

₹

499

Renewal Fees

499

APR

52.86%

Welcome Benefit

Renewal Benefits

Waived on spends of Rs.10000 within 45 days of Card issuance 2nd year onwards annual fee will be waived off if you spend more than Rs.2 lakh annually

USP's:

Fuel Surcharge waiver, Lounge Access

Fees & Charges

Joining & Renewal Fees

499

Interest & Charges

Additional Charges

Rs.99 on EDGE portal and Rs.199 on conversion/transfer to other miles partner loyalty programs.

Rewards

Regular cashback on eligible spends

Accelerated Cashback on Ola, Swiggy, Zomato

Accelerated Cashback on GooglePay

Milestone Benefits

Spend 10,000< Joining Fee waived off. Do 1 transaction within 45 days.Spend 50000< Renewal Fee Waiver ( Yearly )Spend 2 Lakhs< Renewal Fee Waived Off ( Yearly )

Exclusions

Education, EMI, Fuel, Government, Insurance, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Cashback

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

    • Credit Shield cover of 3 lakhs lost card liability 3 lakhs
    3902003

    Other Perks

    • None

    Eligibility Criteria

    Age

    18Y

    Min

    70Y

    Max

    Credit Score

    750

    Ex Min

    Other: Card-to-card eligibility requirements.

    Pros

    Simple and user-friendly redemption process for cashback.
    Exclusive discounts on top brands and partner merchants.
    No caps on cashback for most categories, maximizing rewards.
    High cashback rates on bill payments, dining, and online spending.

    Cons

    Cashback is credited only after the statement is generated, causing delays.
    No additional rewards on fuel and wallet transactions.
    Limited acceptance at smaller merchants compared to Visa/Mastercard.

    Terms and Conditions *

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