Axis Bank Select Credit Card

(

3.4

)

Beginner

Best For: Fuel | Insurance

From

Airtel Axis Bank Credit Card

Approval Rate:

Elementor Single Post #221

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AU Bank Zenith+ Credit Card

The Axis Bank SELECT Credit Card is tailored for individuals seeking a blend of lifestyle privileges and travel benefits. Cardholders receive a welcome bonus of 10,000 EDGE REWARD Points upon their first transaction within 30 days of card issuance. The card offers flat ₹500 off monthly on BigBasket purchases over ₹3,000 and ₹200 off on Swiggy orders above ₹1,000, twice a month. Travelers benefit from up to 12 complimentary international airport lounge accesses through Priority Pass Membership and two complimentary domestic lounge visits per quarter upon meeting specific spending criteria. The card's USP lies in its comprehensive suite of lifestyle and travel benefits, making it an ideal choice for those who desire both convenience and luxury in their daily activities.

Card Details

Type of Card

Rewards

Reward %

1% - 10%

Joining Fees

3000

Renewal Fees

3000

APR

52.86%

Welcome Benefit

Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction

Renewal Benefits

USP's:

Better insurance cover. Taj Epicure Membership.

Fees & Charges

Joining & Renewal Fees

3000

Interest & Charges

Additional Charges

Rs.99 on EDGE Portal | Rs.199 on conversion / transfer to other miles partner loyalty programs.

Rewards

Regular Reward Points on Eligible Spends

Retails Spends

Milestone Benefits

Bonus EDGE Points on Spends 3 Lakhs<

Exclusions

Education, EMI, Fuel, Government, Insurance, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Vouchers, Rewards, Airmiles

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

    • 1 Lakh Purchase Protection Cover
    3902003

    Other Perks

    • BigBasket Flat Rs.500 off per month on Min 3000 purchase.
    • 6 Complimentary Golf Rounds.
    • Eazydiner 15% off on Dining Delights Programme upto Rs.800
    • 24x7 Concierge Services.
    • Priority Pass Membership
    • Swiggy Flat Rs.200 off can be availed twice a month.

    Eligibility Criteria

    Age

    18Y

    Min

    70Y

    Max

    Credit Score

    720+

    Ex Min

    Income

    (

    Salaried or Self Employed

    )

    Net Income of 6 lakh per annum or more.

    Other: Card-to-card eligibility requirements.

    Pros

    Welcome bonus of 10,000 EDGE REWARD Points upon first transaction within 30 days of card issuance.
    Up to 12 complimentary international airport lounge accesses annually through Priority Pass Membership.
    ₹200 off on Swiggy orders above ₹1,000, twice a month.
    Flat ₹500 off monthly on BigBasket purchases over ₹3,000.

    Cons

    No reward points on fuel transactions.
    Foreign currency markup fee of 3.5% on international transactions.
    Reward points redemption value is relatively low, with 1 EDGE Point equating to ₹0.20.
    High annual fee of ₹3,000 plus applicable taxes.

    Terms and Conditions *