Name: Axis Bank Rewards Credit Card
Brand: Axis Bank Ltd
Price: 1000 INR
Rating: 4 (1 reviews)

Axis Bank Rewards Credit Card

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4 )

Beginner

Best For: Fuel | Dining | Insurance

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The Axis Bank Rewards Credit Card is designed for individuals who seek to maximize benefits from their everyday spending. Cardholders earn EDGE REWARD points on all purchases, with accelerated rewards for spending at apparel and departmental stores. Upon meeting initial spending criteria, a welcome bonus of 5,000 EDGE REWARD points is awarded. Additional perks include complimentary domestic airport lounge access, discounts on Swiggy orders, and milestone benefits for consistent usage. The card's unique selling proposition lies in its comprehensive rewards structure, making it ideal for those who wish to enhance their daily expenditures with valuable rewards and lifestyle privileges.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

0.3% - 3.3%

Joining Fees

₹

1000

Renewal Fees

1000

APR

55.55%

Welcome Benefit

Enjoy 5,000 EDGE REWARD points on cumulative net spends of Rs. 1,000 or above within 30 days of card issuance.

Renewal Benefits

USP's:

Unlimited EDGE Rewards points on all your spending, with no capping

Fees & Charges

Joining & Renewal Fees

1000

Interest & Charges

Additional Charges

Rs.99 on EDGE portal. | Rs.199 on conversion / transfer to other miles partner loyalty programs.

Rewards

Rewards on Eligible Spends

Rewards on Departmental Stores Spends

Milestone Benefits

1,500 EDGE REWARD points on net spends of ₹30,000 per statement cycle.

Exclusions

Education, EMI, Fuel, Government, Insurance, Jewellery, Transportation, Utilities, Wallets

Rewards capping

Redemption modes

Hotel Transfer

Brand Vouchers

Airline Transfer

Additional Features

Lounge Benefits

Insurance Benefits

1 Lakh purchase protection cover

Other Perks

30% off on Swiggy Orders ( Twice a Month )
15% off on Dining Delights Programe upto Rs.500 EazyDiner

Eligibility Criteria

Age

18Y

Min

70Y

Max

Credit Score

720+

Ex Min

Other: Card-to-card eligibility requirements.

Pros

Two complimentary domestic airport lounge accesses per quarter.

30% discount on Swiggy orders twice a month, up to ₹150 per order.

Accelerated rewards: 20 EDGE REWARD points per ₹125 spent on apparel and departmental stores (up to ₹7,000 per month).

Cons

Foreign currency markup fee of 3.5% on international transactions.

Accelerated rewards on apparel and departmental store spends capped at ₹7,000 per month.

Reward point value is relatively low, approximately ₹0.20 per point.

Terms and Conditions *

Axis Bank PRIMUS Credit Card

★★★★★

(4)

Best For: Shopping | Travel Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1	₹180000	The fee is compensated via 25,000 Axis EDGE Miles or a Rs. 40,000 gift card from ITC Hotels.	₹180000	-	Shopping \| Travel	unlimited lounge access, complimentary guest visits, and zero foreign exchange mark-up

Axis Bank Privilege Credit Card

★★★★★

(3.1)

Best For: Fuel | Dining | Insurance Bank: Axis Bank Ltd Network: Multiple Network

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	5%	₹1500	12,500 EDGE Reward Points upon card issuance, redeemable for multi-brand vouchers worth ₹5,000...	₹1500	-	Fuel \| Dining \| Insurance	Multi-brand Voucher redemption

Axis Bank Reserve Credit Card

★★★★★

(4)

Best For: Travel Bank: Axis Bank Ltd Network: Multiple Network

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	Upto 7.5%	₹50000	15,000 Reward Points on Card activation	₹50000	Waived off on spending Rs. 35 Lakh in the previous year	Travel	EazyDiner Prime Membership, Accorplus Membership, ITC Culinaire Membership

Axis Bank Rewards Credit Card

★★★★★

(4)

Best For: Fuel | Dining | Insurance Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.3% - 3.3%	₹1000	Enjoy 5,000 EDGE REWARD points on cumulative net spends of Rs. 1,000 or above within 30 days o...	₹1000	-	Fuel \| Dining \| Insurance	Unlimited EDGE Rewards points on all your spending, with no capping

Axis Bank Select Credit Card

★★★★★

(3.4)

Best For: Fuel | Insurance Bank: Axis Bank Ltd Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1% - 10%	₹3000	Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction	₹3000	-	Fuel \| Insurance	Better insurance cover. Taj Epicure Membership.