IndianOil Axis Bank Credit Card

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4.2

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Beginner

Best For: Fuel

From

Airtel Axis Bank Credit Card

Approval Rate:

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Airtel Axis Bank Credit Card

The IndianOil Axis Bank Credit Card is specifically designed for individuals who frequently purchase fuel, offering substantial benefits on fuel transactions. Cardholders earn accelerated EDGE Reward Points on fuel purchases at IndianOil outlets, translating into significant value back. Additionally, the card provides a 1% fuel surcharge waiver on transactions within specified limits, enhancing savings for regular commuters. Beyond fuel, users enjoy 5X EDGE Reward Points on online shopping and a 10% discount on movie tickets booked through BookMyShow. The unique selling proposition of this credit card lies in its focused rewards structure, making it an ideal choice for those aiming to maximize savings on fuel and everyday expenditures.

Card Details

Type of Card

Fuel

Reward %

Joining Fees

500

Renewal Fees

500

APR

55%

Welcome Benefit

Renewal Benefits

USP's:

Fees & Charges

Joining & Renewal Fees

500,500

Interest & Charges

Additional Charges

Rs99 on EDGE Portal.
Rs199 on Conversion / Transfer to other miles partner loyalty programs.

Rewards

Milestone Benefits

Renewal Fee Waived Off.

Exclusions

Fuel, Government, Insurance, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Travel EDGE

Additional Features

travel-3d

Lounge Benefits

  • Domestic : No
  • International : No
cashback-3d

Insurance Benefits

  • None
3902003

Other Perks

  • BookMyShow 10% Off on All Movie Tickets
  • Amazon Rs500 Vouchers

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

720

Ex Min

Other: Card-to-card eligibility requirements.

Pros

4% value back on fuel purchases at IndianOil outlets (20 reward points per Rs. 100 spent)
1% value back on online shopping (5 reward points per Rs. 100 spent)
1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000
10% discount on movie tickets booked through BookMyShow

Cons

Monthly cap of Rs. 5,000 on fuel transactions eligible for 4% rewards
Annual fee waiver requires spending Rs. 3.5 lakh in a year
Limited benefits beyond fuel and online shopping categories
1% fuel surcharge waiver capped at Rs. 50 per statement cycle

Terms and Conditions *