Name: ICICI Emeralde Credit Card
Brand: ICICI Bank Ltd
Price: 12000 INR
Rating: 5 (1 reviews)

ICICI Emeralde Credit Card

(

5 )

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Best For: Shopping

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The ICICI Emeralde Credit Card is a premium offering designed for high-net-worth individuals seeking exclusive rewards and luxury benefits. Its USP lies in offering a range of elite privileges, such as global airport lounge access, personalized concierge services, and premium hotel upgrades. Best suited for business professionals, frequent travelers, and luxury seekers, it provides rewards on travel, dining, and shopping, along with complimentary access to premium events and special discounts at top-tier restaurants. Ideal for those who value prestige, seamless travel, and luxury experiences.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

1% - 12%

Joining Fees

₹

12000

Renewal Fees

12000

APR

44%

Welcome Benefit

Complimentary Night Stay With Taj Epicure Membership (Validity- 1 Year) Joining bonus reward points

Renewal Benefits

This fee is reversed, if spends of Rs 15 lakh or above are done on the card. (Spends done in the next card anniversary year will be considered for the annual fee reversal calculation)

USP's:

Birthday Benefit: Complimentary shopping voucher worth Rs. 5,000 from Tata CLiQ

Fees & Charges

Joining & Renewal Fees

12000

Interest & Charges

APR : 45% per annum

Forex Fee: 2%

Late Payment Fee:

Nil as it is premium credit card

Additional Charges

Reward Redemption Charges : 0

Add -on Card Fee: 0

Fuel: 1% fuel surcharge waiver across all fuel stations in India.

Rewards

Accelerated Rewards:
Shop through ICICI IShop for Hotel, Bus, Flight Booking and Voucher Purchase to earn accelerated Rewards

Milestone Benefits

Spend 10 Lakhs to Get Renewal Fee Waived Off.

Exclusions

EMI, Fuel, Govt, Jewellery, Rent, Wallets

Rewards capping

Rewards Validity

Upto 3 years from Accural

Redemption modes

Cashback

Brand Vouchers

Travel Booking

Airline Transfer

Catalouge Products

Additional Features

Lounge Benefits

Domestic : Unlimited for Add-on Card also
International : Unlimited for Add-on Card also

Insurance Benefits

Air Accidents Insurance
Card Liability Cover Up to 50k

Other Perks

Upto Rs 750 Off on BookMyShow Twice a Month.
Golf: 4 complimentary rounds/lesson every month (1 per Rs. 50,000 spent in the previous month)
I - Assist & 24x7 Free Concierge Support
Taj Epicure Membership
EazyDiner Prime Membership

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

750 Ex Min

Income

(

Salaried

)

₹

Rs. 1.5 Lakh or more Per Month

Income

(

Self Employed

)

₹

Rs. 18 Lakh or more ITR

Other: Card-to-card eligibility requirements.

Pros

Unlimited lounge access

Inclusion of utility and insurance in rewards program

Benefit on movie tickets via BookMyShow

Low foreign currency markup fee of 2%, beneficial for frequent international travelers.

Cons

High annual fee of ₹12,499 plus applicable taxes.

Low redemption value

Birthday benefits limited to American Express cards

No Reward Points on fuel, EasyEMI, wallet loads, rent, and government-related transactions.

Terms and Conditions *

ICICI Bank Sapphiro Credit Card

★★★★★

(4)

Best For: Lifestyle Bank: ICICI Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card

Reward %

Joining Fees

Welcome Benefits

Renewal Fees

Renewal Benefits

Best For

USP's

Lifestyle

1% - 2%

₹6500

Within 45 days, complimentary vouchers which we get are:

₹3,000 from Tata CLiQ

₹...

₹3500

20,000 PAYBACK points credited annually on Renewal.

Lifestyle

Great Welcome Benefits and also Attractive reward rate of 2%

ICICI Emeralde Private Credit Card

★★★★★

(5)

Best For: Shopping Bank: ICICI Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1% - 12%	₹12000	Complimentary Night Stay With Taj Epicure Membership (Validity- 1 Year) Joining bonus reward p...	₹12000	This fee is reversed, if spends of Rs 15 lakh or above are done on the card. (Spends done in t...	Shopping	Birthday Benefit: Complimentary shopping voucher worth Rs. 5,000 from Tata CLiQ