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HPCL IDFC FIRST Power+ Credit Card

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Beginner

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Club Vistara IDFC FIRST Bank Credit Card

Approval Rate:

Elementor Single Post #221

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Airtel Axis Bank Credit Card

The IDFC FIRST Bank HPCL Power Fuel Credit Card is designed for individuals seeking to maximize savings on fuel and everyday expenses. Cardholders benefit from up to 5% savings on fuel purchases at HPCL stations, with additional rewards when using the HP Pay App. The card also offers 2.5% savings on grocery and utility bill payments, as well as on IDFC FIRST FASTag recharges. A notable feature is the reward structure for UPI transactions, allowing users to earn rewards on digital payments. The unique selling proposition of this credit card lies in its comprehensive savings across multiple spending categories, making it an ideal choice for those seeking to optimize their routine expenditures.

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Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Reward %

Joining Fees

₹

499

Renewal Fees

499

APR

46.2%

Welcome Benefit

Renewal Benefits

USP's:

Fees & Charges

Joining & Renewal Fees

499

Interest & Charges

Additional Charges

Rs99 per redemption request.

Rewards

Regular Rewards on Eligible Spends

Utilities,Grocery,HPCL,IDFC Fast tag

Milestone Benefits

Yearly : Spend 1.5Lakhs < Renewal Fee Waived Off.

Exclusions

EMI, Fuel, Jewellery, Rent, Wallets

Rewards capping

Redemption modes

Catalouge Products

Additional Features

travel-3d

Lounge Benefits

  • Domestic : 1 per quarter
  • International : No
cashback-3d

Insurance Benefits

  • Personal Accident Insurance
3902003

Other Perks

  • Swiggy Rs150 off on Swiggy Orders above 500
  • Euro Rent a car and Euro Car
  • Paytm 25% Off on Movie Tickets
  • Road Side Assistance

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

720

Ex Min

Other: Card-to-card eligibility requirements.

Pros

Up to 5% savings on fuel purchases at HPCL stations, with additional benefits via the HP Pay App.
2.5% savings on grocery and utility bill payments, enhancing everyday savings.
Rewards on UPI transactions, making it ideal for digital payments.
2.5% savings on IDFC FIRST FASTag recharges, benefiting frequent highway travelers.

Cons

Fuel savings applicable only at HPCL stations, limiting flexibility.
Monthly caps on fuel cashback and rewards, restricting maximum benefit potential.
No complimentary airport lounge access or premium travel perks.
Foreign currency markup fee of 3.5%, making it expensive for international transactions.

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