Kotak League Platinum Credit Card

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Beginner

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Kotak 811 #DreamDifferent Credit Card

Approval Rate:

Elementor Single Post #221

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AU Bank Zenith+ Credit Card

The Kotak League Platinum Credit Card is tailored for high-income individuals seeking to maximize rewards and enjoy exclusive benefits. Cardholders earn up to 8 reward points for every ₹150 spent across various categories, including travel, electronics, and departmental stores. A notable feature is the milestone benefit: upon spending ₹1,25,000 every six months, users can choose between 4 complimentary PVR movie tickets or 10,000 reward points. Additionally, the card offers fuel surcharge waivers up to ₹3,500 annually and railway surcharge waivers up to ₹500 annually, providing savings on travel expenses. The unique selling proposition of the League Platinum Credit Card lies in its comprehensive rewards structure and lifestyle privileges, making it an ideal choice for individuals aiming to enhance their spending power while enjoying added benefits.

Card Details

Type of Card

Rewards

Reward %

Joining Fees

499

Renewal Fees

499

APR

42%

Welcome Benefit

Renewal Benefits

USP's:

Fees & Charges

Joining & Renewal Fees

499,499

Interest & Charges

Additional Charges

Rewards

Regular Rewards on Eligible Spends

Departmental Stores,Flights,Online Travel

Milestone Benefits

Bonus 10000 Reward Points4 Free PVR Tickets

Exclusions

Fuel, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Brand Wallet

Additional Features

travel-3d

Lounge Benefits

  • Domestic : No
  • International : No
cashback-3d

Insurance Benefits

  • Lost Card Liability
3902003

Other Perks

  • None

Eligibility Criteria

Age

18Y

Min

21Y

Max

Credit Score

720

Ex Min

Other: Card-to-card eligibility requirements.

Pros

Earn up to 8 reward points per ₹150 spent on select categories like travel, electronics, and departmental stores.
Milestone benefit: Spend ₹1,25,000 in six months to choose between 4 complimentary PVR movie tickets or 10,000 reward points.
Fuel surcharge waiver of up to ₹3,500 annually, reducing fuel expenses.
Railway surcharge waiver of up to ₹500 annually, providing savings on train travel.

Cons

No complimentary airport lounge access or travel perks.
High spending requirement to unlock milestone benefits.
Foreign currency markup fee of 3.5%, making international transactions expensive.
Reward redemption options may be limited compared to premium credit cards.

Terms and Conditions *