Air India SBI Signature Credit Card

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Best For: Travel

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Air India SBI Signature Credit Card

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The Air India SBI Signature Credit Card is intended for frequent travelers and travel enthusiasts who wish to accumulate rewards and exclusive benefits from Air India. Its unique selling proposition is the provision of Air India-specific benefits, including complimentary airport lounge access, priority services, and Club Vistara points for each purchase. Business travelers, habitual flyers, and loyal Air India passengers are the most suitable candidates for this program, which offers reductions on flight reservations, as well as rewards on travel, dining, and purchasing. Suitable for individuals who priorities seamless loyalty benefits and premium travel experiences.

Card Details

Type of Card

Travel

Reward %

4%

Joining Fees

4999

Renewal Fees

4999

APR

45%

Welcome Benefit

20,000 AirIndia Maharaja club points

Renewal Benefits

20,000 AirIndia Maharaja club points

USP's:

Enjoy complimentary membership to Air India’s highly rewarding frequent flyer programme, Anniversary gift 2,000 points

Fees & Charges

Joining & Renewal Fees

4999

Interest & Charges

Additional Charges

Rs 99 per redemption request.

Rewards

Regular Air Miles on Eligible Spends

Air India Bookings

Milestone Benefits

Yearly : Spend 5 Lakhs < RPs 20000Yearly : Spend 10 Lakhs < RPs 30000Yearly : Spend 20 Lakhs < RPs 50000

Exclusions

EMI, Education Third Party, Fuel, Government, Rent, Wallet

Rewards capping

Rewards Validity

2 Years

Redemption modes

Airline Transfer

Additional Features

travel-3d

Lounge Benefits

  • Domestic Airport : 8 per year
  • International Airport : No
cashback-3d

Insurance Benefits

  • Lost Card Liability
3902003

Other Perks

  • 1% fuel surcharge waiver across all the petrol stations on transactions between ₹500 and ₹4,000.

Eligibility Criteria

Age

21Y

Min

60Y

Max

Credit Score

750

Ex Min

Income

(

Self Employed

)

Rs. 60000 per month

Income

(

Salaried

)

Rs. 60000 per month

Other: Card-to-card eligibility requirements.

Pros

Up to 1,00,000 bonus Reward Points annually upon reaching spending milestones
Complimentary membership to Air India's Frequent Flyer Program, Flying Returns.
Earn up to 30 Reward Points per ₹100 spent on Air India bookings.

Cons

High annual fee of ₹4,999 plus taxes.
Reward Points, once converted to Air Miles, cannot be reversed.
International lounge access via Priority Pass incurs a usage fee of $27 per visit.