Name: SBI SimplyCLICK Credit Card
Brand: State Bank of India
Price: 499 INR
Rating: 4.7 (1 reviews)

SBI SimplyCLICK Credit Card

(

4.7 )

Beginner

Best For: Shopping

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Approval Rate:

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The SimplyCLICK SBI Card is tailored for individuals who frequently shop online, offering enhanced rewards and exclusive benefits. Cardholders earn accelerated reward points on online purchases, with additional bonuses when transacting with partner merchants such as Amazon.in, BookMyShow, Cleartrip, Lenskart, Netmeds, and UrbanClap. A notable feature is the e-voucher provided as a welcome gift upon payment of the annual fee. Additionally, the card offers a fuel surcharge waiver, providing savings on fuel transactions. The unique selling proposition of the SimplyCLICK SBI Card lies in its focused rewards structure for online shopping and partnerships with leading e-commerce platforms, making it an ideal choice for digital shoppers seeking to maximize their benefits.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

0.25 - 2.5%

Joining Fees

₹

499 Renewal Fees

499 APR

45%

Welcome Benefit

Amazon Gift Card Worth Rs. 500

Renewal Benefits

Spend Rs 1,00,000 and get annual fee of Rs 499 reversed

USP's:

Contactless Advantage, Balance Transfer on EMI, Worldwide Acceptance, Flexipay

Fees & Charges

Joining & Renewal Fees

499,499

Interest & Charges

Additional Charges

Rs99 per redemption request.

Rewards

Regular Rewards on Eligible Spends

Apollo,BookMyShow,Cleartrip,Dominos,Myntra,Netmeds,Swiggy,Yatra

Milestone Benefits

Renewal Fee Waived Off.

Exclusions

EMI, Fuel, Government, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Cashback

Additional Features

Lounge Benefits

Domestic : No
International : No

Insurance Benefits

None

Other Perks

None

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

720 Ex Min

Other: Card-to-card eligibility requirements.

Pros

10X reward points on online transactions with partner merchants like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, and UrbanClap.

5X reward points on all other online transactions, enhancing digital shopping rewards.

₹500 Amazon e-voucher as a welcome benefit upon annual fee payment.

1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, up to ₹100 per statement cycle.

Cons

No complimentary airport lounge access or premium travel perks.

Lower reward rate (1X points) on offline transactions.

₹499 annual fee, waived only upon spending ₹1 lakh in a year.

Reward points can be redeemed only against select categories, limiting flexibility.

Terms and Conditions *

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Fuel	0.25% - 3.25%	₹499	2,000 Activation Bonus Reward Points worth ₹500. Amazon voucher worth ₹250 on applying online<...	₹1499	-	Fuel \| Shopping	Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transac...

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
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