Kiwi Yes Bank RuPay UPI Credit Card

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Kiwi Yes Bank RuPay UPI Credit Card

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Airtel Axis Bank Credit Card

The Kiwi Yes Bank The RuPay UPI Credit Card is intended for consumers who are technologically adept and seek a payment experience that is both innovative and seamless. The integration of RuPay and UPI technology is its unique selling proposition, as it enables effortless online transactions and instantaneous payments. This card is most suitable for digital-first users, students, and young professionals. It provides exclusive discounts on e-commerce platforms, cashback on UPI payments, and rewards on common purchases. In addition, it grants access to exclusive promotions for petroleum and online purchasing. Suitable for individuals who desire security, convenience, and rewards that are based on value.

Card Details

Type of Card

Cashback

Reward %

0.05%

Joining Fees

Renewal Fees

APR

45%

Welcome Benefit

Renewal Benefits

USP's:

Virtual Card

Fees & Charges

Joining & Renewal Fees

0

Interest & Charges

Additional Charges

Reward Redemption Fees 0

Rewards

Regular Cashback on Eligible Spends

Accelerated Cashback on UPI Transactions

Milestone Benefits

None

Exclusions

Fuel

Rewards capping

Redemption modes

Catalouge Products
Cashback

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

    • No Insurance Benefits
    3902003

    Other Perks

    • None

    Eligibility Criteria

    Age

    18Y

    Min

    60Y

    Max

    Credit Score

    750

    Ex Min

    Other: Card-to-card eligibility requirements.

    Pros

    Lifetime free credit card with no joining or annual fees.
    Seamless integration with UPI for convenient payments.
    Earn up to 5% cashback on UPI transactions through the Kiwi app.
    Access to airport lounges upon reaching spending milestones.

    Cons

    Cashback is capped at 1% of the total credit limit per month.
    Higher cashback rates require enrollment in the paid Neon subscription.
    Exclusions on earning rewards for categories like utilities, fuel, and government services.
    Limited acceptance at merchants not supporting RuPay or unwilling to pay MDR fees.

    Terms and Conditions *