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AU Bank Zenith Credit Card

(

3.7

)

Beginner

Best For: Shopping

From

AU Bank Altura Credit Card

Approval Rate:

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AU Bank Zenith+ Credit Card

The AU Small Finance Bank Zenith Credit Card is a premium offering designed for individuals seeking luxury and comprehensive benefits. Cardholders enjoy accelerated reward points on dining, international transactions, and purchases at grocery and departmental stores. The card provides complimentary access to domestic and international airport lounges, as well as railway lounges, enhancing travel comfort. A notable feature is the lower foreign currency markup fee, making international spending more economical. Additionally, the card offers milestone benefits, such as vouchers upon achieving quarterly spending thresholds. The USP of the Zenith Credit Card lies in its blend of travel privileges, reward accelerators, and milestone incentives, catering to those who desire a premium lifestyle experience.

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Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

Upto 20%

Joining Fees

₹

7999

Renewal Fees

7999

APR

45%

Welcome Benefit

Get Zomato Pro Annual Membership when you complete 5 retail transactions with the AU Bank Zenith Credit Card. Get vouchers of Rs.1,000 from a list of partner brands on the first retail transaction. Earn 10,000 reward points as a bonus when your retail spends reach Rs.1 lakh.

Renewal Benefits

For 1st year fee waiver : INR 1,25,000 retail spends done within 90 days of card set up - For 2nd year onwards fee waiver : INR 5,00,000 retail spends done in previous card anniversary year

USP's:

Quarterly Milestone Benefits, Lower International Mark-Up Fees, Lower International Mark-Up Fees, Dedicated Concierge Services, Priority Customer Service, Comprehensive Protection Cover.

Fees & Charges

Joining & Renewal Fees

7999

Interest & Charges

Additional Charges

Rs.99 per redemption request.

Rewards

Milestone Benefits

Shopping Vouchers Worth Rs.1000 from top brands on retail spends.complimentary Taj Epicure membership on retail spends

Exclusions

Education, EMI, Fuel, Government, Jewellery, Rent, Wallets

Rewards capping

Redemption modes

Brand Wallet
Brand Vouchers
Travel Booking
Experience

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

    • Air accident insurance coverage
    3902003

    Other Perks

    • Taj Epicure Membership
    • 24x7 Concierge Services

    Eligibility Criteria

    Age

    18Y

    Min

    60Y

    Max

    Credit Score

    750+

    Ex Min

    Other: Card-to-card eligibility requirements.

    Pros

    Lower foreign currency markup fee of 1.99%, reducing international transaction costs.
    10 Reward Points per ₹100 on international transactions, grocery, and departmental store purchases.
    20 Reward Points per ₹100 spent on dining at standalone restaurants.
    Complimentary access to 8 airport lounges (domestic & international) and 8 railway lounges annually.

    Cons

    Annual fee waiver requires ₹1.25 lakh spend in 90 days for the first year and ₹5 lakh annually thereafter
    No complimentary golf or movie benefits.
    No reward points on fuel, rent, education, and government transactions.
    High annual fee of ₹7,999 plus applicable taxes.

    Terms and Conditions *

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