| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.5 - 1.5% | ₹9999 | “40,000 YES Rewardz Points as Joining Benefits “ |
₹4999 | “Renewal Membership Fee of INR 4,999 + Applicable Taxes, waived on total retail spends o... |
Shopping | Accelerated YES Rewardz Points on Online Spends, International and Domestic Lounge Access, Pur... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Business | N/A | Free | - | ₹499 | - | Business | Extended credit, 24×7 services, Fraud related insurance, Travel related insurance, Multil... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.0015 | ₹499 | Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points |
₹499 | To avail fee reversal, you need to have spent Rs. 1,00,000 or more |
Shopping | Contactless Advantage, Balance Transfer on EMI, Worldwide Acceptance, Flexipay |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.005% | ₹4999 | Welcome e- Gift Voucher worth Rs. 5,000 |
₹4999 | - | Shopping | Complimentary Movie Tickets, International Lounge Program, Domestic Lounge Program, Club Vista... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.25 - 2.5% | ₹499 | Amazon Gift Card Worth Rs. 500 |
₹499 | Spend Rs 1,00,000 and get annual fee of Rs 499 reversed |
Shopping | Contactless Advantage, Balance Transfer on EMI, Worldwide Acceptance, Flexipay |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Fuel | 0.085% | Free | “Get 3,000 Fuel Points on beginning the journey. Just shop for INR 500 in one transactio... |
₹1500 | “Annual fee waived if you spend more than INR 2,75,000 per year. “ |
Fuel | Get accelerated 15 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 2,00... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Travel | 0.05 to 0.15% | Free | Get MakeMyTrip Voucher Worth INR 0% Markup Fee on All Foreign Transactions, Complimentary Lounge Access |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Cashback | Upto 5% | ₹999 | - | ₹999 | Fee waived on Rs. 2 lakh annual spends |
Shopping | Worldwide Acceptance, Fuel Surcharge Waiver, Renewal Fee Waiver |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Lifestyle | Upto 5% | ₹500 | “Kickstart Your Myntra x Kotak CC Experience with a Myntra Voucher worth Rs.500 on activ... |
₹500 | ₹ 2,00,000 spends in the previous year |
Shopping | milestone program |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | Upto 5% | Free | “Enjoy welcome gift vouchers worth Rs.500 when your expenses reach Rs.15,000 within the ... |
Free | - | Shopping | cardholders can earn up to 10X incremental reward points on their spends without any capping o... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Lifestyle | 1% - 2% | ₹6500 | Within 45 days, complimentary vouchers which we get are: ₹3,000 from Tata CLiQ ₹... |
₹3500 | 20,000 PAYBACK points credited annually on Renewal. |
Lifestyle | Great Welcome Benefits and also Attractive reward rate of 2% |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 1% - 12% | ₹12000 | Complimentary Night Stay With Taj Epicure Membership (Validity- 1 Year) Joining bonus reward p... |
₹12000 | This fee is reversed, if spends of Rs 15 lakh or above are done on the card. (Spends done in t... |
Shopping | Birthday Benefit: Complimentary shopping voucher worth Rs. 5,000 from Tata CLiQ |
