Name: American Express Platinum Reserve Credit Card
Brand: American Express
Price: 10000 INR
Rating: 4.3 (1 reviews)

American Express Platinum Reserve Credit Card

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4.3 )

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For individuals who appreciate premium leisure experiences, the American Express Platinum Reserve Credit Card offers exclusive privileges in the areas of travel, dining, and amusement. Its unique selling proposition is its access to luxury lounges, discounts on fine cuisine, and invitations to curated events. It is the perfect choice for urban professionals and frequent travellers, as it provides exceptional hotel amenities, concierge services, and golf access to enhance every experience. It is ideal for those who desire prestige, convenience, and seamless luxury in their daily and travel experiences, as it offers high-end rewards and personalized services, in contrast to standard cards.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

0.02 Joining Fees

₹

10000

Renewal Fees

10000

APR

42%

Welcome Benefit

Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.

Renewal Benefits

The Annual Membership Renewal fee of Rs.10,000 will be 100% waived off if total spends on American Express Platinum Reserve Credit Card in the immediately preceding membership year is Rs.10,00,0008 and above

USP's:

golfing and lounge privileges

Fees & Charges

Joining & Renewal Fees

10000

Interest & Charges

Additional Charges

Rewards

Milestone Benefits

Spend 50k per month to get brand vouchers worth Rs.1000Spend 5 Lakhs yearly to get Taj stays voucher worth Rs.10000Spend 10 lakhs yearly to get renewal fees waived off.

Exclusions

Fuel, Insurance, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Hotel Transfer

Airline Transfer

Brand Vouchers

Pay by Points

Travel Booking

Additional Features

Lounge Benefits

Insurance Benefits

ICICI Lombard General Insurance

Other Perks

Upto 20% Discount on Dining Bills
Priority Pass Membership
Taj Epicure Membership
Accor Plus Membership
Complimentary Golf Rounds
Complimentary Zomato Gold Membership
Brand Voucher Worth Rs 1000

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

750+

Ex Min

Income

(

Self Employed & Salaried

)

₹

Over Rs. 6 Lakhs

Other: Card-to-card eligibility requirements.

Pros

Concierge services for seamless booking and travel assistance.

Complimentary golf sessions and exclusive lifestyle privileges.

Discounts on premium dining experiences via the American Express Dining Program.

Complimentary airport lounge access at domestic and international airports.

Cons

Foreign exchange markup is higher than standard travel cards.

Reward points have restricted redemption options compared to other premium cards.

Limited acceptance at smaller merchants due to Amex network constraints.

High annual fee compared to competing premium cards.

Terms and Conditions *

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Rewards	0.02	₹1000	Get a warm welcome with 4,000 Bonus Membership Rewards® Points on joining. Start your journey ...	₹4500	“The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on...	Shopping	Additional rewards on card renewal keep your benefits fresh and valuable every year. Enjoy mon...

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Rewards	0.02	₹1000	Welcome benefit of 4,000 Bonus Membership RPs can be availed on settling the joining fee of Rs...	₹4500	The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on Americ...	Shopping	BONUS MEMBERSHIP REWARDS POINTS, Monthly Spend Milestone, ADDITIONAL REWARDS ON CARD RENEWAL, ...

American Express Platinum Reserve Credit Card

★★★★★

(4.3)

Best For: Shopping Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.02	₹10000	Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.	₹10000	The Annual Membership Renewal fee of Rs.10,000 will be 100% waived off if total spends on Amer...	Shopping	golfing and lounge privileges

American Express Platinum Reserve Credit Card

★★★★★

(4.3)

Best For: Shopping Bank: American Express Network: Amex

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.02	₹10000	Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.	₹10000	The Annual Membership Renewal fee of Rs.10,000 will be 100% waived off if total spends on Amer...	Shopping	golfing and lounge privileges