Login/Sign Up

American Express Platinum Travel Credit Card

(

4

)

Beginner

Best For: Milestone based Travel Rewards

From

American Express Gold Corporate Card

Approval Rate:

Elementor Single Post #221

Powered By

American Express Gold Corporate Card

The American Express Platinum Travel Credit Card is meticulously designed for high-spending Indian travelers seeking maximum value back on annual expenses. It follows a powerful milestone-driven reward structure that concentrates on maximizing returns upon reaching key annual spending thresholds. By strategically using the card for significant annual expenditures, cardmembers can unlock a large pool of Membership Rewards points, along with a high-value Taj voucher, making it exceptionally rewarding for travel-focused individuals.

Apply Now

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Travel

Reward %

1 - 3

Joining Fees

₹

5000

Renewal Fees

5000

APR

42%

Welcome Benefit

Welcome Gift of 10,000 Membership Rewards points* redeemable for Flipkart12 voucher or Pay with Points option in Amex Travel Online3 worth Rs. 3,000.

Renewal Benefits

  • ₹1.9 Lakh Spend Milestone:
    Earn 15,000 Membership Rewards points and 3,400 additional points, which can be redeemed for travel benefits.
  • ₹4 Lakh Spend Milestone:
    Earn an additional 25,000 Membership Rewards points, 3,600 regular points, and a ₹10,000 Taj Experiences E-Gift Card.

USP's:

High value on ₹4 Lakh spend with a complimentary Taj Experiences E-Gift Card.

Fees & Charges

Joining & Renewal Fees

Rs.5000, Rs.5000

Interest & Charges

3.50% Per Month.

Additional Charges

Cash Advance : 3.5% minimum fee of Rs. 250

Rewards

1 Reward Points Per ₹50 Spent on Government, Jewellery, Rent, Wallets

3 Reward Points Per ₹50 Spent on Electronics,Clothing,Shopping Brands

Milestone Benefits

Yearly : Spend 1.9 Lakhs < 15000 Membership Reward PointsYearly : Spend 4 Lakhs < 25000 Membership Reward Points

Exclusions

Fuel, Insurance, Utilities

Rewards capping

Rewards Validity

Lifetime

Redemption modes

Hotel Transfer
Airline Transfer
Brand Vouchers
Pay by Points
Travel Booking

Additional Features

travel-3d

Lounge Benefits

  • Airport Domestic : 8 visits p.a. (2 per quarter). Complimentary Priority Pass (Membership only, visits chargeable).
  • Airport International : Via Priority Pass
cashback-3d

Insurance Benefits

  • Basic cover.
3902003

Other Perks

  • 24x7 Concierge Services
  • Priority Pass Membership
  • Up to 20% Discount on Dining Bills

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

750

Ex Min

Income

(

Salaried

)

₹

6 Lakhs Per Annum

Income

(

Self Employed

)

₹

ITR 6 Lakhs

Other: Card-to-card eligibility requirements.

Pros

High reward rate and value back (40,000 MR points + ₹10,000 Taj voucher) on ₹4 Lakh annual spend.
The milestone-based reward structure is transparent and highly lucrative if targets are met.
Complimentary domestic airport lounge access (8 visits per year, 2 per quarter).
Membership Rewards points can be transferred to partner airline programs.
Low annual fee (₹5,000 + taxes) relative to the travel benefits unlocked.

Cons

Low base reward rate of 1 MR point per ₹50 spent.
Value is severely diminished if the annual spending milestones are missed.
No complimentary international lounge access is included.
Rewards are not earned on key excluded categories (Fuel, Utilities, Insurance).
Requires a high commitment of ₹4 Lakh annual spending to maximize return.

Terms and Conditions *

American Express Gold Corporate Card

American Express Gold Corporate Card

★★★★★
(4)
Best For: Rewards Bank: American Express Network: Amex
View Details Apply Now
Category of Card Reward % Joining Fees Welcome Benefits Renewal Fees Renewal Benefits Best For USP's
Business 0.02 ₹1000

4,000 bonus points on spending ₹10,000 within the first

₹4500

N/A

 Rewards

Online Program Management through @Work . 24×7 Online Account Access. American Express® A...
American Express Gold Credit Card

American Express Gold Credit Card

★★★★★
(4.5)
Best For: Shopping Bank: American Express Network: Amex
View Details Apply Now
Category of Card Reward % Joining Fees Welcome Benefits Renewal Fees Renewal Benefits Best For USP's
Rewards 0.02 ₹1000

Get a warm welcome with 4,000 Bonus Membership Rewards® Points on joining. Start your journey ...

 ₹4500

“The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on...

 Shopping

Additional rewards on card renewal keep your benefits fresh and valuable every year. Enjoy mon...
American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card

★★★★★
(3.5)
Best For: Shopping Bank: American Express Network: Amex
View Details Apply Now
Category of Card Reward % Joining Fees Welcome Benefits Renewal Fees Renewal Benefits Best For USP's
Rewards 0.02 ₹1000

Welcome benefit of 4,000 Bonus Membership RPs can be availed on settling the joining fee of Rs...

 ₹4500

The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on Americ...

 Shopping

BONUS MEMBERSHIP REWARDS POINTS, Monthly Spend Milestone, ADDITIONAL REWARDS ON CARD RENEWAL, ...
American Express Platinum Reserve Credit Card

American Express Platinum Reserve Credit Card

★★★★★
(4.3)
Best For: Shopping Bank: American Express Network: Amex
View Details Apply Now
Category of Card Reward % Joining Fees Welcome Benefits Renewal Fees Renewal Benefits Best For USP's
Rewards 0.02 ₹10000

Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.

 ₹10000

The Annual Membership Renewal fee of Rs.10,000 will be 100% waived off if total spends on Amer...

 Shopping

golfing and lounge privileges