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AU Bank LIT Credit Card

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4

)

Beginner

Best For: Movies | Travel | Dining | Fuel | Shopping

From

AU Bank Altura Credit Card

Approval Rate:

Elementor Single Post #221

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AU Bank Zenith+ Credit Card

The AU Small Finance Bank LIT Credit Card is India's first customizable credit card, offering users the flexibility to tailor features to their lifestyle. Cardholders can select and modify benefits such as accelerated reward points, milestone cashback, and category-specific rewards through the AU 0101 App. This card provides up to four complimentary domestic airport lounge visits per quarter, enhancing travel comfort. Additionally, users can enjoy three-month memberships to services like ZEE5, Amazon Prime, and Cult.fit. The LIT Credit Card is ideal for individuals seeking a personalized credit experience, allowing them to optimize rewards and benefits based on their spending habits.

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Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Reward %

2-5%

Joining Fees

₹

Renewal Fees

APR

45%

Welcome Benefit

Renewal Benefits

USP's:

Select features as per your lifestyle, Choose pricing as per your need, Switch features ON/OFF as you wish

Fees & Charges

Joining & Renewal Fees

Interest & Charges

Additional Charges

Rs.99 per redemption request

Rewards

Cashback on Eligible Spends

Milestone Benefits

Bonus cachback on monthly spends above 7.5k and 10k

Exclusions

Fuel, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Brand Vouchers
Experience
Brand Wallet

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

      3902003

      Other Perks

      • Discount on ZEE5
      • Complimentary Cult fit Membership for 3 months*

      Eligibility Criteria

      Age

      21Y

      Min

      65Y

      Max

      Credit Score

      720+

      Ex Min

      Other: Card-to-card eligibility requirements.

      Pros

      Lifetime free card with no joining or annual fees.
      Up to 5% cashback on categories like groceries, travel, dining, electronics, and apparel.
      Complimentary memberships to services such as Amazon Prime, ZEE5, and Cult.fit.
      Customizable features allow cardholders to select benefits aligning with their spending habits.

      Cons

      Penalty charges if spending milestones are not achieved.
      No reward points on fuel, rent, EMI, and certain other transactions.
      Complex feature-wise pricing structure may be challenging to manage
      Quarterly fees apply for activating specific features, potentially increasing overall costs.

      Terms and Conditions *

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      ★★★★★
      (4)
      Best For: Movies | Travel | Dining | Fuel | Shopping Bank: AU Small Finance Bank Network: Multiple Network
      View Details Apply Now
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