AU Bank Zenith+ Credit Card

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AU Bank Zenith+ Credit Card

The AU Small Finance Bank's Zenith+ Metal Credit Card is designed for individuals seeking a blend of luxury and convenience. Crafted from metal, it offers exclusive lifestyle privileges, including complimentary access to domestic and international airport lounges, ensuring a premium travel experience. Cardholders benefit from a low forex markup fee, making international transactions more economical. The card also provides complimentary movie tickets and golf rounds, catering to entertainment and leisure preferences. A unique feature is the 24x7 concierge service, offering personalized assistance for travel, entertainment, and dining needs. Ideal for discerning individuals who value exclusivity and superior service, the Zenith+ Metal Credit Card stands out with its combination of luxury benefits and practical features.

Card Details

Type of Card

Rewards

Reward %

Upto 2%

Joining Fees

4999

Renewal Fees

4999

APR

23.88%

Welcome Benefit

Choose from a range of Luxury Brand Vouchers or Reward points worth INR 5,000 on Zenith+ card activation

Renewal Benefits

For 2nd year onwards fee waiver: INR 8 Lakhs net retail spends done in previous card anniversary year

USP's:

Taj Epicure Membership, Monthly Milestone Benefit

Fees & Charges

Joining & Renewal Fees

4999

Interest & Charges

Additional Charges

Rs.99 per redemption request.

Rewards

Regular Rewards on Eligible Spends

Accelerated Reward Points on Eligible Spends

Milestone Benefits

Monthly Bonus Reward Points on 75k spentTaj Epicure Membership on 12 Lakhs

Exclusions

EMI, Fuel, Jewellery, Wallets

Rewards capping

Redemption modes

Travel Booking
Brand Vouchers
Experience

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

    • Air Accident Cover
    3902003

    Other Perks

    • Device Protection Plan
    • Offers on BookMyShow
    • Complimentary Golf Rounds
    • 24x7 Concierge Services

    Eligibility Criteria

    Age

    21Y

    Min

    60Y

    Max

    Credit Score

    750+

    Ex Min

    Income

    (

    Both Self Employed & Salaried

    )

    Monthly Net Income of Rs. 2.5 Lakh and above

    Other: Card-to-card eligibility requirements.

    Pros

    Up to 32 complimentary airport lounge visits annually (16 domestic and 16 international).
    Welcome benefit of luxury brand vouchers or reward points worth ₹5,000.
    Complimentary Taj Epicure Membership upon spending ₹12 lakhs annually.
    Low forex markup fee of 0.99%, beneficial for international travelers.

    Cons

    Base reward earning rate is relatively low compared to other premium cards.
    Limited value-back as milestone benefits on reaching high spending amounts.
    Significant spending requirement of ₹8 lakhs annually for renewal fee waiver.
    High annual fee of ₹4,999 plus applicable taxes.

    Terms and Conditions *