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AU Business Cashback RuPay Credit Card

(

)

Beginner

Best For: Fuel | Dining | Shopping

From

AU Bank Altura Credit Card

Approval Rate:

Elementor Single Post #221

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Airtel Axis Bank Credit Card

The AU Small Finance Bank Business Cashback Credit Card is tailored for self-employed individuals and business owners seeking to optimize their expenses. It offers cashback on various business-related expenditures, enhancing savings on routine transactions. Cardholders benefit from up to eight complimentary railway lounge accesses annually, ensuring comfort during travel. Additionally, the card provides comprehensive insurance coverage, including protection against fire, burglary, and housebreaking, offering peace of mind for business assets. A notable feature is the Silver Spoon Dining Program, granting up to 30% discounts at over 300 partner restaurants. The card's USP lies in its combination of financial rewards and lifestyle privileges, making it an ideal choice for entrepreneurs aiming to streamline expenses while enjoying added benefits.

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Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Business

Reward %

1

Joining Fees

₹

99

Renewal Fees

99

APR

45%

Welcome Benefit

Renewal Benefits

USP's:

Complimentary varied Business Insurance coverage

Fees & Charges

Joining & Renewal Fees

99 per month

Interest & Charges

Additional Charges

Rs.99 per redemption request

Rewards

Cashback on Eligible Spends

Milestone Benefits

Monthly fee waiver on 10000 Spend

Exclusions

Fuel, Insurance, Rent, Wallets

Rewards capping

Redemption modes

Cashback

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

    • Business Insurance Coverage
    3902003

    Other Perks

    • None

    Eligibility Criteria

    Age

    21Y

    Min

    60Y

    Max

    Credit Score

    720+

    Ex Min

    Other: Card-to-card eligibility requirements.

    Pros

    1% cashback on repayment of the total amount due, up to ₹1,000 per statement cycle.
    Comprehensive insurance coverage, including protection for cash in transit, fire, burglary, and housebreaking.
    Up to 30% discount at over 300 partner restaurants through the Silver Spoon Dining Program.

    Cons

    Monthly fee of ₹99, waived only on spending ₹10,000 within the statement cycle.
    Cashback not applicable on wallet reloads, rent payments, cash withdrawals, and fuel transactions.
    Foreign currency markup fee of 3.5% on international transactions.
    No reward points or cashback on personal expenses; card is tailored for business-related expenditures.

    Terms and Conditions *

    AU Business Cashback RuPay Credit Card

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