Name: Axis Bank Magnus Credit Card
Brand: Axis Bank Ltd
Price: 12500 INR
Rating: 4 (1 reviews)

Axis Bank Magnus Credit Card

(

4 )

Beginner

Best For: Travel

From

Approval Rate:

Powered By

The Axis Bank Magnus Credit Card is designed for premium customers who seek exclusive privileges in travel, dining, and lifestyle. Its USP lies in providing luxury experiences, including access to international airport lounges, concierge services, and personalized benefits. Ideal for frequent travelers, fine dining enthusiasts, and high-net-worth individuals, it offers rewards points on all purchases, complimentary hotel stays, and discounts on dining at top restaurants. This card enhances the luxury lifestyle, offering benefits like exclusive golf club access and special offers, making it a perfect choice for those seeking elite experiences and valuable rewards.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

1.2% - 6 %

Joining Fees

₹

12500

Renewal Fees

12500

APR

42.58%

Welcome Benefit

Choose any one voucher worth INR 12,500* from below options: Luxe gift card or The Postcard Hotels gift voucher or Yatra gift voucher

Renewal Benefits

Annual fee of Rs. 12,500 + Taxes waived off* on spend of Rs. 25 Lakhs in preceding year.

USP's:

Unlimited complimentary international lounge visits with Priority Pass with 4 additional guest visits per year

Fees & Charges

Joining & Renewal Fees

Rs.12500, Rs.12500

Interest & Charges

Late Payment Charges:

Outstanding Amount: ₹0 – ₹500 | Late Payment Fee: Nil

Outstanding Amount: ₹501 – ₹5,000 | Late Payment Fee: ₹500

Outstanding Amount: ₹5,001 – ₹10,000 | Late Payment Fee: ₹750

Outstanding Amount: Above ₹10,000 | Late Payment Fee: ₹1,200

Additional Charges

Reward Redemption Fee:

Rs99 on EDGE Portal

Rs199 on Conversion / Transfer to other miles partner loyalty programs.

Rewards

Reward Points on Eligible Spends

Travel EDGE ( Spends 2 Lakhs > )

Travel EDGE ( Spends 2 Lakhs < )

Milestone Benefits

Yearly : Spend 25 Lakhs < Renewal Fee Waived Off.

Exclusions

EMI, Fuel, Government, Insurance, Jewellery, Rent, Utilities, Wallets

Rewards capping

Rewards Validity

Redemption modes

Hotel Transfer

Airline Transfer

Brand Vouchers

Travel Booking

Additional Features

Lounge Benefits

International : Unlimited
Domestic : Unlimited

Insurance Benefits

Other Perks

LUXE Gift vouchers Worth Rs12500
Postcard Hotels Gift Vouchers Worth Rs12500
Yatra Gift Vouchers Worth Rs12500
EazyDiner Upto 30% Discount on Dining

Eligibility Criteria

Age

18Y

Min

70Y

Max

Credit Score

750+

Ex Min

Income

(

Both Salaried & Self Employed

)

₹

Rs. 24 Lakhs and above per annum

Other: Card-to-card eligibility requirements.

Pros

High reward points on all spending, with accelerated earnings on specific categories.

24/7 concierge services for travel, dining, and entertainment reservations.

Luxury hotel benefits, including complimentary stays and dining discounts.

Strong milestone bonuses, rewarding very high annual spends.

Cons

Reward redemption options are primarily travel-focused.

Foreign exchange markup is relatively high compared to some competing travel cards.

Limited acceptance at smaller merchants due to Axis Bank’s premium positioning.

High annual fee, making it less suitable for casual users.

One-Liner Opinion

Axis Bank Magnus Credit Card

Terms and Conditions *

Axis Atlas Credit Card

★★★★★

(4.3)

Best For: Travel Bank: Axis Bank Ltd Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	2% - 5%	₹5000	2,500 Edge Miles on Completing 1st Transaction Within 31 Days of Card Issuance	₹5000	2,500 Edge Miles on successful Renewal fee payment	Travel	Dedicated Portal, Airport Benefits, Dining Delights. High Edge Miles earning on travel spends ...

Axis Bank Ace Credit Card

★★★★★

(4.6)

Best For: Shopping Bank: Axis Bank Ltd Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
N/A	Upto 5%	₹499	-	₹499	Waived on spends of Rs.10000 within 45 days of Card issuance 2nd year onwards annual fee will ...	Shopping	Fuel Surcharge waiver, Lounge Access

Axis Bank Burgundy Private Credit Card

★★★★★

(5)

Best For: Travel Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Category Of Card	1.2 - 6 %	₹50000	Choose any one voucher worth INR 12,500* from below options: Luxe gift card or The Postcard Ho...	₹50000	Annual fee of Rs. 12,500 + Taxes waived off* on spend of Rs. 25 Lakhs in preceding year.	Travel	Unlimited complimentary international lounge visits with Priority Pass with 4 additional guest...

Axis Bank Magnus Credit Card

★★★★★

(4)

Best For: Travel Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1.2% - 6 %	₹12500	Choose any one voucher worth INR 12,500* from below options: Luxe gift card or The Postcard Ho...	₹12500	Annual fee of Rs. 12,500 + Taxes waived off* on spend of Rs. 25 Lakhs in preceding year.	Travel	Unlimited complimentary international lounge visits with Priority Pass with 4 additional guest...

Axis Bank MyZone Credit Card

★★★★★

(4.2)

Best For: Fuel | Shopping | Dining | Movies Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.40%	₹500	Free Sony Liv Membership for 1 year	₹500	-	Fuel \| Shopping \| Dining \| Movies	Swiggy offer (24% discount)