Name: Axis Bank Neo Credit Card
Brand: Axis Bank Ltd
Price: 250 INR
Rating: 4.2 (1 reviews)

Axis Bank Neo Credit Card

(

4.2 )

Beginner

Best For: Shopping | Dining

From

Approval Rate:

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The Axis Bank Neo Credit Card is tailored for individuals seeking value in everyday spending, offering a range of lifestyle benefits. Cardholders enjoy discounts of Rs.120 on orders above Rs.199 or above which is applicble twice a month on food delivery through platforms like Zomato, 5% savings on utility bill payments via Paytm, and exclusive 10% off on movie tickets with BookMyShow. The card also provides discounts on online shopping with partners such as10% off on select styles on transactions above Rs.999 Myntra and 10% off on Blinkit on orders on or above Rs.750 applicable once a month. A notable feature is the Dining Delights program, offering up to 15% off at partner restaurants across India. The card's unique selling proposition lies in its comprehensive suite of discounts and offers across multiple categories, making it an ideal choice for those looking to maximize savings on daily expenses.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

0.1% - 0.2%

Joining Fees

₹

250 Renewal Fees

250 APR

55.55%

Welcome Benefit

100% cashback upto Rs 300 on first utility bill pay. Amazon gift voucher worth ₹250

Renewal Benefits

Nil

USP's:

Zomato offer (40% discount)

Fees & Charges

Joining & Renewal Fees

Rs.250

Interest & Charges

Late Payment Charges:

Outstanding Amount: ₹0 – ₹500 | Late Payment Fee: Nil

Outstanding Amount: ₹501 – ₹5,000 | Late Payment Fee: ₹500

Outstanding Amount: ₹5,001 – ₹10,000 | Late Payment Fee: ₹750

Outstanding Amount: Above ₹10,000 | Late Payment Fee: ₹1,200

Additional Charges

Reward Redemption Fee:

Rs.99 on EDGE Portal / Rs.199 on Conversion / transfer to other miles partner loyalty programs.

Rewards

Regular Rewards On Eligible Spends

Milestone Benefits

None

Exclusions

EMI, Fuel, Government, Insurance, Jewellery, Rent, Utilities, Wallets

Rewards capping

Rewards Validity

3 Years from Date of Accural

Redemption modes

Voucher

Rewards

Additional Features

Lounge Benefits

None

Insurance Benefits

None

Other Perks

10% Off on Booking Movie Tickets on BookMyShow

Eligibility Criteria

Age

18Y

Min

70Y

Max

Credit Score

720+

Ex Min

Other: Card-to-card eligibility requirements.

Pros

10% off on BookMyShow movie tickets, up to ₹100 per month.

₹150 off on Myntra purchases over ₹999.

10% discount on Blinkit purchases, up to ₹250 monthly.

5% off on utility bill payments via Paytm, up to ₹150 per month.

40% discount on Zomato orders, up to ₹120 per order, twice a month.

Cons

Benefits primarily focused on specific partner platforms, limiting versatility.

No complimentary airport lounge access.

Relatively low reward rate of 1 EDGE REWARD point per ₹200 spent.

Reward points are not earned on utility, telecom, education, rent, wallet loads, government services, or fuel transactions.

The savings on partner platforms are subject to monthly caps, limiting total savings

Terms and Conditions *

Axis Atlas Credit Card

★★★★★

(4.3)

Best For: Travel Bank: Axis Bank Ltd Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	2% - 5%	₹5000	2,500 Edge Miles on Completing 1st Transaction Within 31 Days of Card Issuance	₹5000	2,500 Edge Miles on successful Renewal fee payment	Travel	Dedicated Portal, Airport Benefits, Dining Delights. High Edge Miles earning on travel spends ...

Axis Bank Ace Credit Card

★★★★★

(4.6)

Best For: Shopping Bank: Axis Bank Ltd Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
N/A	Upto 5%	₹499	-	₹499	Waived on spends of Rs.10000 within 45 days of Card issuance 2nd year onwards annual fee will ...	Shopping	Fuel Surcharge waiver, Lounge Access

Axis Bank Burgundy Private Credit Card

★★★★★

(5)

Best For: Travel Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Category Of Card	1.2 - 6 %	₹50000	Choose any one voucher worth INR 12,500* from below options: Luxe gift card or The Postcard Ho...	₹50000	Annual fee of Rs. 12,500 + Taxes waived off* on spend of Rs. 25 Lakhs in preceding year.	Travel	Unlimited complimentary international lounge visits with Priority Pass with 4 additional guest...

Axis Bank Magnus Credit Card

★★★★★

(4)

Best For: Travel Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1.2% - 6 %	₹12500	Choose any one voucher worth INR 12,500* from below options: Luxe gift card or The Postcard Ho...	₹12500	Annual fee of Rs. 12,500 + Taxes waived off* on spend of Rs. 25 Lakhs in preceding year.	Travel	Unlimited complimentary international lounge visits with Priority Pass with 4 additional guest...

Axis Bank MyZone Credit Card

★★★★★

(4.2)

Best For: Fuel | Shopping | Dining | Movies Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.40%	₹500	Free Sony Liv Membership for 1 year	₹500	-	Fuel \| Shopping \| Dining \| Movies	Swiggy offer (24% discount)