Name: Axis Bank PRIMUS Credit Card
Brand: Axis Bank Ltd
Price: 180000 INR
Rating: 4 (1 reviews)

Axis Bank PRIMUS Credit Card

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4 )

Beginner

Best For: Shopping & Travel

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The Axis Bank PRIMUS Credit Card is designed for those who are in search of exclusive benefits and premium rewards in the areas of purchasing, dining, and travel. Its unique selling proposition is the provision of personalised experiences, such as complimentary access to airport lounges, rewards points for every purchase, and discounts on travel reservations. It is most suitable for lifestyle enthusiasts and frequent travellers, as it offers priority services, discounts at top hotels, and exclusive culinary deals. This card is ideal for those who prioritise luxury, flexibility, and high-value rewards. It provides a seamless experience and more extensive privileges for those seeking premium lifestyle benefits.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

1 Joining Fees

₹

180000

Renewal Fees

180000

APR

12.68%

Welcome Benefit

The fee is compensated via 25,000 Axis EDGE Miles or a Rs. 40,000 gift card from ITC Hotels.

Renewal Benefits

USP's:

unlimited lounge access, complimentary guest visits, and zero foreign exchange mark-up

Fees & Charges

Joining & Renewal Fees

1,80,000

Interest & Charges

Additional Charges

Rs.99 on EDGE Portal. / Rs.199 on conversion/transfer to other miles partner loyalty programs.

Rewards

EDGE Miles on Eligible Spends

Milestone Benefits

Bonus 15000 Edge Miles on spends above 20 lakhsBonus 25000 Edge Miles on spends above 30 lakhsBonus 35000 Edge Miles on spends above 50 lakhs

Exclusions

EMI, Fuel

Rewards capping

Redemption modes

Airline Transfer

Hotel Transfer

Catalouge Products

Additional Features

Lounge Benefits

Insurance Benefits

Lost Card Liability of INR 25,00,000
Baggage Cover Insurance

Other Perks

Complimentary golf lessons and rounds
Access to new Epicure Program
Concierge Service
Bloomberg
Hotel : 1 free night stay
Airport services

Eligibility Criteria

Age

18Y

Min

70Y

Max

Credit Score

750+

Ex Min

Other: Card-to-card eligibility requirements.

Pros

Complimentary domestic and international airport lounge access.

Priority services, including concierge assistance and hotel privileges.

Accelerated rewards on travel, dining, and premium lifestyle spending.

Cons

Foreign exchange markup is higher compared to some competing premium cards

Reward redemption options are primarily travel and lifestyle-focused.

Limited merchant acceptance in smaller markets.

High annual fee, making it less suitable for casual spenders.

Terms and Conditions *

Axis Bank PRIMUS Credit Card

★★★★★

(4)

Best For: Shopping | Travel Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1	₹180000	The fee is compensated via 25,000 Axis EDGE Miles or a Rs. 40,000 gift card from ITC Hotels.	₹180000	-	Shopping \| Travel	unlimited lounge access, complimentary guest visits, and zero foreign exchange mark-up

Axis Bank Privilege Credit Card

★★★★★

(3.1)

Best For: Fuel | Dining | Insurance Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	5%	₹1500	12,500 EDGE Reward Points upon card issuance, redeemable for multi-brand vouchers worth ₹5,000...	₹1500	-	Fuel \| Dining \| Insurance	Multi-brand Voucher redemption

Axis Bank Reserve Credit Card

★★★★★

(4)

Best For: Travel Bank: Axis Bank Ltd Network: Multiple Network

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	Upto 7.5%	₹50000	15,000 Reward Points on Card activation	₹50000	Waived off on spending Rs. 35 Lakh in the previous year	Travel	EazyDiner Prime Membership, Accorplus Membership, ITC Culinaire Membership

Axis Bank Rewards Credit Card

★★★★★

(4)

Best For: Fuel | Dining | Insurance Bank: Axis Bank Ltd Network: Multiple Network

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.3% - 3.3%	₹1000	Enjoy 5,000 EDGE REWARD points on cumulative net spends of Rs. 1,000 or above within 30 days o...	₹1000	-	Fuel \| Dining \| Insurance	Unlimited EDGE Rewards points on all your spending, with no capping

Axis Bank Select Credit Card

★★★★★

(3.4)

Best For: Fuel | Insurance Bank: Axis Bank Ltd Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1% - 10%	₹3000	Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction	₹3000	-	Fuel \| Insurance	Better insurance cover. Taj Epicure Membership.