Name: Axis Horizon Credit Card
Brand: Axis Bank Ltd
Price: 3000 INR
Rating: 3.7 (1 reviews)

Axis Horizon Credit Card

(

3.7 )

Beginner

Best For: Travel

From

Approval Rate:

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The Axis Bank Horizon Credit Card is tailored for frequent travelers and lifestyle enthusiasts, offering a comprehensive suite of benefits. Cardholders earn accelerated EDGE Miles on purchases made through the Axis Bank Travel EDGE portal and directly with airlines, enhancing travel rewards. The card provides complimentary international and domestic airport lounge access, ensuring comfort during journeys. Dining privileges include a 25% instant discount on meals booked via EazyDiner, capped at ₹800 per month. Additionally, the card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, with a maximum benefit of ₹400 per statement cycle. The unique selling proposition of the Horizon Credit Card lies in its robust travel rewards program combined with lifestyle perks, making it an ideal choice for individuals seeking to enhance their travel and dining experiences.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

1% - 5%

Joining Fees

₹

3000

Renewal Fees

3000

APR

55.55%

Welcome Benefit

5000 EDGE Miles credited on the first transaction greater than or equal to INR 1000 within 30 days of the card issuance date.

Renewal Benefits

1,500 EDGE Miles credited on anniversary year

USP's:

5 EDGE Miles on every INR 100 spent on Axis Bank Travel EDGE portal and direct airline websites

Fees & Charges

Joining & Renewal Fees

Rs.3000

Interest & Charges

APR: 52.86% per annum

Foreign Currency Markup: 3.50%

Cash Advance Fee: 2.5% of the amount (minimum of Rs.500)

Fuel Surcharge: 1% fuel surcharge waiver at all fuel stations across India

Late Payment Charges:

Outstanding Amount: ₹0 – ₹500 | Late Payment Fee: Nil

Outstanding Amount: ₹501 – ₹5,000 | Late Payment Fee: ₹500

Outstanding Amount: ₹5,001 – ₹10,000 | Late Payment Fee: ₹750

Outstanding Amount: Above ₹10,000 | Late Payment Fee: ₹1,200

Additional Charges

Reward Redemption Fee:

Rs.99 on redemption through EDGE portal.

Rs.199 on conversion / transfer to other miles partner loyalty programs.

Rewards

Regular EDGE Miles on Eligible Spends

EDGE Miles on Flights & Travel EDGE

Milestone Benefits

5000 EDGE Miles credited on the first transaction >1000 within 30 days of card issuance.1500 EDGE Miles on the completion of every anniversary year.

Exclusions

Education, Fuel, Government, Insurance, Jewellery, Rent, Transportation, Utilities, Wallets

Rewards capping

Rewards Validity

3 years from accural

Redemption modes

Hotel Transfer

Airline Transfer

Travel Booking

Catalouge Products

Additional Features

Lounge Benefits

International : 2 per quarter
Domestic : 6 per quarter

Insurance Benefits

Lost card liability - ₹ 10 lakhs

Other Perks

15% off, up to Rs. 500, via EazyDiner on minimum order value of Rs. 2,500, once per month
Zero golf rounds and zero lessons across golf courses

Eligibility Criteria

Age

18Y

Min

65Y

Max

Credit Score

720+

Ex Min

Income

(

Self Employed

)

₹

Annual ITR above Rs.9,00,000

Income

(

Salaried

)

₹

Annual income greater than Rs.9,00,000

Other: Card-to-card eligibility requirements.

Pros

Dining discounts: 25% instant discount on EazyDiner bookings, up to ₹800 per month.

Complimentary lounge access: Up to 8 domestic visits per quarter and 8 international visits annually.

Accelerated rewards: 5 EDGE Miles per ₹100 spent on the Axis Bank Travel EDGE portal and direct airline bookings.

Welcome bonus of 5,000 EDGE Miles upon spending ₹1,000 within the first 30 days of card issuance.

Cons

Annual fee of ₹3,000 plus applicable taxes, with no spend-based waiver.

No reward points on spends related to fuel, utilities, insurance, education, government services, and wallet or rent payments.

Foreign currency markup fee of 3.5% on international transactions.

EDGE Miles redemption value may vary, potentially limiting reward flexibility.

Terms and Conditions *

Axis Bank PRIMUS Credit Card

★★★★★

(4)

Best For: Shopping | Travel Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1	₹180000	The fee is compensated via 25,000 Axis EDGE Miles or a Rs. 40,000 gift card from ITC Hotels.	₹180000	-	Shopping \| Travel	unlimited lounge access, complimentary guest visits, and zero foreign exchange mark-up

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★★★★★

(3.1)

Best For: Fuel | Dining | Insurance Bank: Axis Bank Ltd Network: Multiple Network

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	5%	₹1500	12,500 EDGE Reward Points upon card issuance, redeemable for multi-brand vouchers worth ₹5,000...	₹1500	-	Fuel \| Dining \| Insurance	Multi-brand Voucher redemption

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★★★★★

(4)

Best For: Travel Bank: Axis Bank Ltd Network: Multiple Network

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	Upto 7.5%	₹50000	15,000 Reward Points on Card activation	₹50000	Waived off on spending Rs. 35 Lakh in the previous year	Travel	EazyDiner Prime Membership, Accorplus Membership, ITC Culinaire Membership

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★★★★★

(4)

Best For: Fuel | Dining | Insurance Bank: Axis Bank Ltd Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	0.3% - 3.3%	₹1000	Enjoy 5,000 EDGE REWARD points on cumulative net spends of Rs. 1,000 or above within 30 days o...	₹1000	-	Fuel \| Dining \| Insurance	Unlimited EDGE Rewards points on all your spending, with no capping

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★★★★★

(3.4)

Best For: Fuel | Insurance Bank: Axis Bank Ltd Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	1% - 10%	₹3000	Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction	₹3000	-	Fuel \| Insurance	Better insurance cover. Taj Epicure Membership.