Citi Bank PremierMiles Credit Card

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4

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Beginner

Best For: Travel | Dining | Insurance

From

Citi Bank Cashback Credit Card

Approval Rate:

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AU Bank Zenith+ Credit Card

The Citi PremierMiles Credit Card is designed for frequent travelers seeking flexibility and value in their travel rewards. Cardholders earn miles on all purchases, with accelerated accrual rates for airline transactions. A notable feature is the ability to redeem miles across a wide range of airlines, providing flexibility in travel planning. Additionally, the card offers complimentary access to select airport lounges, enhancing the travel experience. The unique selling proposition of the Citi PremierMiles Credit Card lies in its never-expiring miles and broad redemption options, making it an ideal choice for travelers aiming to maximize their rewards without constraints.

Card Details

Type of Card

Reward Points

Reward %

1.80%

Joining Fees

3000

Renewal Fees

3000

APR

Welcome Benefit

10000 miles as a welcome benifits on spends of Rs.1000

Renewal Benefits

USP's:

Comprehensive travel insurance coverage and fraud protection

Fees & Charges

Joining & Renewal Fees

Interest & Charges

Additional Charges

Rewards

Redemption modes

Vouchers , Airmiles and Hotels

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

      3902003

      Other Perks

        Eligibility Criteria

        Age

        21Y

        Min

        70Y

        Max

        Credit Score

        750+

        Ex Min

        Income

        (

        Salaried & Self-Employed

        )

        Stable source of income

        Other: Card-to-card eligibility requirements.

        Pros

        10,000 Miles as a welcome bonus upon spending ₹1,000 within the first 60 days.
        Earn 10 Miles per ₹100 on airline transactions and bookings through the PremierMiles portal; 4 Miles per ₹100 on other spends.
        Miles never expire, offering flexibility in redemption.
        Complimentary domestic airport lounge access: 8 visits per quarter with Visa Signature variant; 6 visits per quarter with MasterCard variant.

        Cons

        Annual fee of ₹3,000 plus taxes, with no spend-based waiver.
        High foreign currency markup fee of 3.5%.
        No complimentary international lounge access.
        Reward redemption value varies: 1 Mile equals ₹0.45 for travel-related categories, and less for others.

        Terms and Conditions *