ICICI AmazonPay Credit Card

(

4.7

)

Beginner

Best For: Online Shopping

From

HPCL Super Saver ICICI Credit Card

Approval Rate:

Elementor Single Post #221

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AU Bank Zenith+ Credit Card

Amazon Pay ICICI Bank Credit Card Save even when you spend and enjoy special privileges with the Amazon Pay ICICI Bank Credit Card. This card pays you back, everywhere and every time. It is made exclusively for you, so there is no limit to your celebrations. Amazon Pay ICICI Bank Credit Card issued by ICICI Bank in association with Amazon and Visa. This card has no joining and renewal fees, and lets you earn back for every purchase, both on and off Amazon.in, in the form of Amazon Pay Balance.

Card Details

Type of Card

Shopping

Reward %

1% - 5%

Joining Fees

Renewal Fees

APR

45%

Welcome Benefit

For Prime Members: Get a welcome offer worth INR 2,500 along with 1-month Eazy Diner membership when you make a payment through Amazon. Simply pay the specified amount, and you'll receive exclusive gift vouchers as part of this offer. For Non-Prime Members: Enjoy a welcome offer worth INR 2,000 and 1-month Eazy Diner membership by making a payment through Amazon.Pay the required amount, and unlock special gift vouchers with this offer.

Renewal Benefits

None

USP's:

5% cash back on purchases from Amazon (for Prime members)

Fees & Charges

Joining & Renewal Fees

0

Interest & Charges

APR: 45%
Forex Fees: 1.99%
Cash Advance Fee: 2.5% of amount withdrawn or ₹500, whichever is higher.
Late Payment Charges: (depending on statement outstanding)
< ₹100 → Nil
₹100-₹500 → ~₹100
₹501-₹5,000 → ~₹500
₹5,001-₹10,000 → ~₹750
₹10,001-₹25,000 → ~₹900
Higher balances → ~₹1,000-₹1,200

Additional Charges

Reward Redemption Fee: Nil

Rewards

Regular Cashback – 5% for Amazon Purchases using Amazon Prime

All Merchants Using Amazon Pay

Amazon Shopping for non prime members, Flights, Groceries,

Amazon Shopping for Prime Members

Milestone Benefits

None

Exclusions

EMI, Fuel, Jewellery, Rent, Utilities

Rewards capping

Rewards Validity

Do not expire

Redemption modes

Brand Wallet : Amazon Pay Ration 1:1

Additional Features

travel-3d

Lounge Benefits

  • None
cashback-3d

Insurance Benefits

  • None
3902003

Other Perks

  • EazyDiner Prime Membership

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

720

Ex Min

Income

(

Salaried and Self Employed

)

Rs. 5 Lakh and above

Other: Card-to-card eligibility requirements.

Pros

There are absolutely no joining or annual renewal fees.
Earn a substantial 5% cashback on all Amazon.in purchases (3% for non-Prime members).
Earn 2% cashback at over 100 Amazon Pay partner merchants and a 1% fuel surcharge waiver across India
There is no upper limit on how much cashback you can earn
The rewards never expire.

Cons

Cashback is only credited as Amazon Pay balance; it cannot be withdrawn as cash
Does not offer standard premium features like complimentary airport lounge access or golf sessions
To unlock the highest reward rate (5%), you must maintain an active Amazon Prime subscription
Spends outside the Amazon ecosystem only earn 1% cashback
Like most of the cards APR can be as high as 42% to 45.6% per year

Terms and Conditions *