SBI Aurum Credit Card

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Beginner

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Air India SBI Signature Credit Card

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AU Bank Zenith+ Credit Card

The AURUM SBI Card is a super-premium credit card designed for high-net-worth individuals seeking exclusive privileges and substantial benefits. Cardholders can avail benefits worth up to ₹2 lakh annually, based on their spending patterns. A notable feature is the unlimited international lounge access for both primary and add-on cardholders, along with four complimentary international lounge visits for accompanying guests, enhancing travel comfort. Additionally, members receive a one-year Club Marriott membership as a welcome gift, offering up to 25% discount on stays, dining, and spa services across over 250 Marriott hotels in the Asia Pacific region. The unique selling proposition of the AURUM SBI Card lies in its comprehensive suite of luxury benefits, including extensive lounge access and premium hospitality discounts, making it an ideal choice for discerning individuals who desire top-tier lifestyle experiences.

Card Details

Type of Card

Rewards

Reward %

Joining Fees

9999

Renewal Fees

9999

APR

45%

Welcome Benefit

Renewal Benefits

USP's:

Fees & Charges

Joining & Renewal Fees

9999,9999

Interest & Charges

Additional Charges

Rs99 per redemption request.

Rewards

Regular Rewards on Eligible Spends

Milestone Benefits

Monthly : Spend 1 Lakh < Get Tata Cliq Voucher worth Rs1500Yearly : Spend 5 Lakh < Tata Cliq Luxury Worth Rs5000Yearly : Spend 10 Lakh < Taj Voucher worth Rs10000Yearly : Spend 12 Lakh < Renewal Membership fee waive off.Yearly : Spend 20 Lakh < Apple Vouchers worth 20000

Exclusions

Fuel, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Airline Transfer
Catalouge Products
Hotel Transfer

Additional Features

travel-3d

Lounge Benefits

  • Domestic : Unlimited
  • International : 4 per quarter
  • Domestic Airport SPA : 1 per quarter
cashback-3d

Insurance Benefits

  • Insurance
3902003

Other Perks

  • BookMyShow Get 4 Movie Tickets Worth Rs1000
  • Club Marriott
  • Mint Annual membership of the wall street journal
  • The Wall Street Journal Annual Membership of Mint
  • Golf Privilege
  • Concierge

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

720

Ex Min

Other: Card-to-card eligibility requirements.

Pros

Unlimited international lounge access for both primary and add-on cardholders, plus four complimentary international lounge visits for guests.
One-year Club Marriott membership offering up to 25% discounts on stays, dining, and spa services at over 250 Marriott hotels in the Asia Pacific region.
Benefits worth up to ₹2 lakh annually, depending on spending patterns.
Exclusive luxury privileges, including concierge services, premium dining discounts, and curated lifestyle experiences.

Cons

High annual fee of ₹10,000 plus taxes, making it suitable only for high-net-worth individuals.
No direct cashback option, limiting redemption flexibility for some users.
High spending threshold required to maximize benefits and rewards.
Foreign currency markup fee of 2%, while lower than standard cards, may still be costly for frequent international travelers.

Terms and Conditions *