Name: SBI Cashback Credit Card
Brand: State Bank of India
Price: 999 INR
Rating: 4.8 (1 reviews)

SBI Cashback Credit Card

(

4.8 )

Beginner

Best For: Shopping

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Approval Rate:

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The SBI Cashback Credit Card is an ideal choice for individuals who make frequent purchases and wish to optimise their cashback rewards. Its unique selling proposition is the provision of substantial rebates on online purchasing, dining, and consumables. It is most suitable for budget-conscious individuals, frequent consumers, and young professionals, as it offers cashback on all purchases and exclusive discounts in specific categories. The card is an excellent choice for individuals who are interested in earning rewards on their daily spending while experiencing convenient, hassle-free benefits. It is particularly well-suited for those who are seeking value-driven rewards with straightforward cashback offers.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Cashback

Reward %

Upto 5%

Joining Fees

₹

999 Renewal Fees

999 APR

45%

Welcome Benefit

Renewal Benefits

Fee waived on Rs. 2 lakh annual spends

USP's:

Worldwide Acceptance, Fuel Surcharge Waiver, Renewal Fee Waiver

Fees & Charges

Joining & Renewal Fees

999

Interest & Charges

Additional Charges

Rs 99 per redemption request

Rewards

Milestone Benefits

Spend 2 Lakhs to Get Renewal Fee Waived Off.

Exclusions

Education, EMI, Financial Institutions, Fuel, Insurance, Jewellery, Rent, Trains, Utilities, Wallets

Rewards capping

Redemption modes

Cashback

Additional Features

Lounge Benefits

Insurance Benefits

None

Other Perks

Earn Cashback on Online Transactions

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

750 Ex Min

Other: Card-to-card eligibility requirements.

Pros

5% cashback on online purchases without merchant restrictions.

1% cashback on offline spends.

Automatic cashback credit to the account within two days of statement generation.

Annual fee waiver upon spending ₹2 lakh in the previous year.

Cons

Monthly cashback cap of ₹5,000.

Exclusions on cashback for categories like fuel, utility bills, insurance, rent, and education.

No complimentary airport lounge access.

Annual fee of ₹999 plus taxes.

Terms and Conditions *

Air India SBI Signature Credit Card

★★★★★

(4.2)

Best For: Travel Bank: State Bank of India Network: Visa

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Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	4%	₹4999	20,000 AirIndia Maharaja club points	₹4999	20,000 AirIndia Maharaja club points	Travel	Enjoy complimentary membership to Air India’s highly rewarding frequent flyer programme, Anniv...

BPCL SBI Credit Card

★★★★★

(4.3)

Best For: Fuel | Shopping Bank: State Bank of India Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Fuel	0.25% - 3.25%	₹499	2,000 Activation Bonus Reward Points worth ₹500. Amazon voucher worth ₹250 on applying online<...	₹1499	-	Fuel \| Shopping	Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transac...

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★★★★★

(3.5)

Best For: Travel Bank: State Bank of India Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	1.6% - 5.6%	₹2999	Get 1 Premium Economy ticket as an E-Gift Voucher on payment of Annual / Renewal fee	₹2999	-	Travel	Complimentary Priority Pass Membership, Domestic Airport Lounge access, Comprehensive Insuranc...

Club Vistara SBI Credit Card

★★★★★

(3.5)

Best For: Travel Bank: State Bank of India Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	Upto 3%	₹2999	Get 1 Premium Economy ticket as an E-Gift Voucher on payment of Annual / Renewal fee	₹2999	-	Travel	Complimentary Priority Pass Membership, Domestic Airport Lounge access, Comprehensive Insuranc...

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★★★★★

(4)

Bank: State Bank of India Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	N/A	₹9999	-	₹9999	-	N/A	-