Name: SBI Elite Credit Card
Brand: State Bank of India
Price: 4999 INR
Rating: 4.5 (1 reviews)

SBI Elite Credit Card

(

4.5 )

Beginner

Best For: Shopping

From

Approval Rate:

Powered By

The SBI Card ELITE is a premium credit card designed for individuals seeking exclusive lifestyle privileges and rewards. Cardholders receive a welcome e-gift voucher worth ₹5,000 upon joining, which can be redeemed at select partner brands. The card offers complimentary movie tickets worth ₹6,000 annually, enhancing entertainment experiences. Additionally, users earn up to 50,000 bonus reward points, equivalent to ₹12,500, upon achieving annual spending milestones. A notable feature is the 1% fuel surcharge waiver across all petrol pumps in India, providing savings on fuel transactions. The unique selling proposition of the SBI Card ELITE lies in its comprehensive suite of lifestyle benefits, including substantial reward points, complimentary movie tickets, and travel privileges, making it an ideal choice for those aiming to elevate their spending experience.

Fees & Charges

Rewards

Features

Tools

Eligibility

Pro's & Cons

Card Details

Type of Card

Rewards

Reward %

0.005%

Joining Fees

₹

4999

Renewal Fees

4999

APR

45%

Welcome Benefit

Welcome e- Gift Voucher worth Rs. 5,000

Renewal Benefits

USP's:

Complimentary Movie Tickets, International Lounge Program, Domestic Lounge Program, Club Vistara Membership, Trident Privilege Membership, Lowest Forex Markup, Exclusive Concierge Service

Fees & Charges

Joining & Renewal Fees

4999,4999

Interest & Charges

Additional Charges

Rs99 per redemption request.

Rewards

Regular Rewards on Eligible Spends

Dining,Grocery,Departmental Stores

Milestone Benefits

Yearly : 3 Lakhs < Bonus 10000 RPsYearly : 4 Lakhs < Bonus 10000 RPsYearly : 5 Lakhs < Bonus 15000 RPsYearly : 8 Lakhs < Bonus 15000 RPsYearly : 10 Lakhs < Renewal Fee Waived Off.

Exclusions

EMI, Fuel, Government, Jewellery, Rent, Utilities, Wallets

Rewards capping

Redemption modes

Cashback

Additional Features

Lounge Benefits

Domestic : 2 per quarter
International : 6 per year

Insurance Benefits

None

Other Perks

BookMyShow Free Movie Tickets Worth Rs6000
Trident Privilege Trident Privilege Red Tier membership
Exclusive Concierge Service.

Eligibility Criteria

Age

18Y

Min

60Y

Max

Credit Score

720 Ex Min

Other: Card-to-card eligibility requirements.

Pros

Welcome e-gift voucher worth ₹5,000, redeemable at select partner brands.

Complimentary movie tickets worth ₹6,000 annually (₹500 off per ticket, twice a month).

Up to 50,000 bonus reward points (worth ₹12,500) upon achieving annual spending milestones.

1% fuel surcharge waiver across all petrol pumps in India, enhancing fuel savings.

Cons

High annual fee of ₹4,999 plus taxes, requiring significant spending to justify the cost.

No direct cashback option, limiting redemption flexibility.

Reward points expire after two years, requiring timely redemption.

Foreign currency markup fee of 3.5%, making it expensive for international transactions.

Terms and Conditions *

Air India SBI Signature Credit Card

★★★★★

(4.2)

Best For: Travel Bank: State Bank of India Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	4%	₹4999	20,000 AirIndia Maharaja club points	₹4999	20,000 AirIndia Maharaja club points	Travel	Enjoy complimentary membership to Air India’s highly rewarding frequent flyer programme, Anniv...

BPCL SBI Credit Card

★★★★★

(4.3)

Best For: Fuel | Shopping Bank: State Bank of India Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Fuel	0.25% - 3.25%	₹499	2,000 Activation Bonus Reward Points worth ₹500. Amazon voucher worth ₹250 on applying online<...	₹1499	-	Fuel \| Shopping	Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transac...

Club Vistara SBI Card PRIME

★★★★★

(3.5)

Best For: Travel Bank: State Bank of India Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	1.6% - 5.6%	₹2999	Get 1 Premium Economy ticket as an E-Gift Voucher on payment of Annual / Renewal fee	₹2999	-	Travel	Complimentary Priority Pass Membership, Domestic Airport Lounge access, Comprehensive Insuranc...

Club Vistara SBI Credit Card

★★★★★

(3.5)

Best For: Travel Bank: State Bank of India Network: Multiple Network

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Travel	Upto 3%	₹2999	Get 1 Premium Economy ticket as an E-Gift Voucher on payment of Annual / Renewal fee	₹2999	-	Travel	Complimentary Priority Pass Membership, Domestic Airport Lounge access, Comprehensive Insuranc...

SBI Aurum Credit Card

★★★★★

(4)

Bank: State Bank of India Network: Visa

View Details Apply Now

Category of Card	Reward %	Joining Fees	Welcome Benefits	Renewal Fees	Renewal Benefits	Best For	USP's
Rewards	N/A	₹9999	-	₹9999	-	N/A	-