Tata Neu Infinity HDFC Bank Credit Card

(

4.5

)

Beginner

Best For: Shopping

From

6E – Rewards Indigo HDFC Bank Credit Card

Approval Rate:

Elementor Single Post #221

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AU Bank Zenith+ Credit Card

The Tata Neu Infinity HDFC Bank Credit Card is a premium card designed for Tata Group loyalists and frequent shoppers. Its USP lies in offering exclusive benefits across Tata brands, including Tata Neu, Tata Cliq, and Croma, providing rewards on every purchase. Ideal for tech enthusiasts, online shoppers, and brand-conscious individuals, it offers instant discounts on Tata products, exclusive deals on shopping, and complimentary access to airport lounges. This card enhances the Tata experience by providing seamless rewards, personalized offers, and exceptional value for those who enjoy premium shopping and lifestyle benefits.

Card Details

Type of Card

Rewards

Reward %

1.5 - 5%

Joining Fees

1499

Renewal Fees

1499

APR

Welcome Benefit

Welcome bonus of 1499 Neu Coins, applicable on 1st transaction done within 30 days of card issuance.

Renewal Benefits

Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.

USP's:

Fuel Surcharge Waiver, domestic and international lounge access

Fees & Charges

Joining & Renewal Fees

Joining Renewal Fees

Interest & Charges

Interest Free Period Charges

Additional Charges

Additional Charges

Rewards

Reward info Multiplier

Reward info Multiplier

Reward info Multiplier

Reward info Multiplier

Milestone Benefits

Exclusions

Education Third Party, Fuel, Government, Jewellery, Rent, Wallets

Rewards capping

Rewards Validity

Rewards Validity

Redemption modes

Tata Pay
Rewards

Additional Features

travel-3d

Lounge Benefits

    cashback-3d

    Insurance Benefits

    • N/A
    3902003

    Other Perks

    • Balance Transfer : Yes available,1% of BT amount or ₹250, whichever is higher
    • Fuel : 1% surcharge waiver on fuel transactions worth up to Rs. 5,000
    • 5% back as NeuCoins on Non-EMI Retail Spends on partner Tata Brands

    Eligibility Criteria

    Age

    21Y

    Min

    65Y

    Max

    Credit Score

    720+

    Ex Min

    Income

    (

    Salaried

    )

    >100000

    Income

    (

    Self Employed

    )

    >1200000 ITR

    Other: Card-to-card eligibility requirements.

    Pros

    High reward points on purchases from Tata brands like Tata Neu, Tata Cliq, and Croma.
    Complimentary airport lounge access for domestic and international travel.
    Instant discounts and exclusive offers on Tata products and services.
    Fuel surcharge waiver for added savings.

    Cons

    Limited benefits for non-Tata brand shoppers.
    Reward redemption is primarily restricted to the Tata Neu ecosystem.
    No major travel-related perks beyond lounge access.
    High annual fee unless spending thresholds are met for a waiver.

    One-Liner Opinion

    One Liner

    Terms and Conditions *