Are you a foodie who just needs a reason to dine out frequently with family, friends, neighbours, or colleagues? Do you spend a lot of money on eating out? Here is an opportunity to save up to 75% from your next dining bill onwards. As an EazyDiner Prime member, when you book a dining table at a participating restaurant through the EazyDiner App, you can save 25% to 50% on the dining bill. When you pay the dining bill with the IndusInd Bank EazyDiner Signature Credit Card through the EazyDiner App, you get an additional 25% discount up to Rs. 1,000. Sounds interesting?We are not done yet. The card offers a lot more. In this article, we will do an IndusInd Bank EazyDiner Signature Credit Card review. We will look at the card features and benefits, and evaluate whether it is the best credit card for restaurant discounts.
EazyDiner IndusInd Bank Signature Credit Card
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Overview Table
| Feature | Details |
|---|---|
| Card type | Rewards card |
| Reward range | 25% discount, up to Rs. 1,000, on restaurant bills |
| Joining fee | Rs. 2,999 + Taxes |
| Welcome bonus | 1-year EazyDiner Prime membership worth Rs. 3,550, The Postcard Hotel stay voucher worth Rs. 7,500, and 2,000 EazyPoints |
| Renewal fee | Rs. 2,999 + Taxes |
| Renewal benefit | 1-year EazyDiner Prime membership worth Rs. 3,550, The Postcard Hotel stay voucher worth Rs. 7,500, and 2,000 EazyPoints |
| Best for | Dining discounts |
| USP | Complimentary annual EazyDiner Prime membership, 25% dining discount, and earning up to 10X reward points that can be redeemed for dining bills. |
Fees & Benefits
The joining fee on the card is Rs. 2,999 + Taxes.
The welcome benefits on the card include the following:
- 1-year EazyDiner Prime membership worth Rs. 3,550
- The Postcard Hotel stay voucher worth Rs. 7,500
- 2,000 EazyPoints
The annual renewal fee on the card is Rs. 2,999 + Taxes.
The annual renewal benefits on the card include the following:
- 1-year EazyDiner Prime membership worth Rs. 3,550
- The Postcard Hotel stay voucher worth Rs. 7,500
- 2,000 EazyPoints
Rewards Structure
The IndusInd Bank Eazydiner Credit Card comes with a 1-year EazyDiner Prime membership. The membership provides a guaranteed 25% dining discount at 1000s of participating restaurants across India. Many participating restaurants provide a higher discount, ranging from 25 to 50%. The Prime member must book the restaurant through the EazyDiner App to be eligible for the discount. The cardholder also earns 3X EazyPoints for dining at participating restaurants.
The EazyDiner Signature Credit Card provides an additional 25% discount on dining and takeaway orders. The discount is capped at Rs. 1,000 for each transaction. The total discount is capped at Rs. 2,000 in a calendar month, without any spends criteria. When the cardholder spends Rs. 30,000 or more on non-dining transactions in a particular calendar month, they unlock an additional discount of Rs. 3,000 in the following month.
For example, if the cardholder spends Rs. 30,000 or more on non-dining transactions in January, they will unlock an additional Rs. 3,000 discount in February. So, in February, the cardholder can enjoy dining discounts of up to Rs. 5,000. Thus, by fulfilling the spend-based criteria in the previous month, the cardholder can enjoy total discounts of Rs. 5,000 per calendar month.
The dining bill payment must be made through the EazyDiner App (via PayEazy). The discount will not apply if the payment is made through any other mode, like physically swiping the EazyDiner Signature Credit Card on POS, UPI, etc.
The 25% discount will be auto-applied in the EazyDiner App, and the cardholder doesn’t need to apply any promocode. The discount is applicable only at restaurants where the PayEazy option is available. The cardholder can check the EazyDiner App for restaurants tagged as Prime, PayEazy, or both.
With the 25 to 50% discount on EazyDiner Prime membership (membership complimentary with the card) and an additional 25% discount on dining bills, the EazyDiner Signature Credit Card is one of the best restaurant credit cards in India.
Premium alcoholic beverages
The card provides a unique benefit of a complimentary premium alcoholic beverage to every diner at over 200 restaurants across India. The select restaurants offering this benefit can be identified from the EazyDiner App. The offer is applicable if the restaurant booking is done through the EazyDiner App.
Apart from dining discounts, the EazyDiner Signature Card benefits include the following.
- Accelerated reward rate of 10 reward points on every Rs. 100 spent on hotel and travel booking, shopping, and entertainment.
- 4 reward points on every Rs. 100 spent on all other spends, except for fuel and dining.
- 3X EazyPoints.
Dining spends and fuel transactions will not earn any reward points. The reward points can be earned only for spends up to the assigned credit limit in every statement cycle.
Top Partner Restaurant Discounts & Sample Savings
Partner Restaurant Examples (Illustrative)
| Partner Restaurant | Prime Discount (Min–Max) | EazyDiner Signature Card Discount (Additional) | Max Total Discount Range |
|---|---|---|---|
| Cafe Delhi Heights | 25% Off | 25% Off (up to Rs. 1,000) | Up to 50% Off |
| Farzi Cafe | 25% Off | 25% Off (up to Rs. 1,000) | Up to 50% Off |
| Bukhara, ITC Maurya | 25% Off | 25% Off (up to Rs. 1,000) | Up to 50% Off |
| Select Local Restaurants | 50% Off | 25% Off (up to Rs. 1,000) | Up to 75% Off |
Note: Discounts are subject to availability, restaurant terms, and can change. Always check the EazyDiner app for the current deal.
Sample Savings Scenario (Monthly Dining)
Let’s assume you are a frequent diner, and your dining habits involve four major dinners a month, each with a bill of Rs. 8,000. We’ll assume a consistent Prime Discount of 30% for simplicity.
| Dining Event | Original Bill | Prime Discount (30%) | Net Bill (A) | Card Discount (25% up to Rs. 1,000) (B) | Total Bill Paid (A – B) | Total Discount (Rs.) |
|---|---|---|---|---|---|---|
| Dinner 1 | Rs. 8,000 | Rs. 2,400 | Rs. 5,600 | Rs. 1,000 | Rs. 4,600 | Rs. 3,400 |
| Dinner 2 | Rs. 8,000 | Rs. 2,400 | Rs. 5,600 | Rs. 1,000 | Rs. 4,600 | Rs. 3,400 |
| Dinner 3 | Rs. 8,000 | Rs. 2,400 | Rs. 5,600 | Rs. 0 | Rs. 5,600 | Rs. 2,400 |
| Dinner 4 | Rs. 8,000 | Rs. 2,400 | Rs. 5,600 | Rs. 0 | Rs. 5,600 | Rs. 2,400 |
| Total | Rs. 32,000 | Rs. 9,600 | Rs. 22,400 | Rs. 2,000 | Rs. 20,400 | Rs. 11,600 |
Reward Points Redemption
The reward points and EazyPoints can be redeemed against the restaurant bill. The points must be redeemed at the time of payment via PayEazy in the EazyDiner App. The redemption value of each reward point is Rs. 0.10.
Apart from redemption against restaurant bills, the cardholder can check other redemption options in the redemption catalogue in the EazyDiner App. The redemption catalogue includes free hotel stays, meals, and exclusive restaurant events across India. If left unused, the reward points will expire at the completion of every anniversary year.
Additional features
The EazyDiner Signature Credit Card provides a 1% fuel surcharge waiver across all fuel stations in India. The surcharge waiver applies to fuel transactions between Rs. 500 to Rs. 3,000. There is a capping of Rs. 250 on the amount that can be earned as a fuel surcharge waiver in a monthly billing cycle.
How to Apply
The EazyDiner Signature Credit Card page on the IndusInd Bank website does not specify the eligibility criteria. The general eligibility criteria for a credit card include being an Indian resident, being between a specified age band, having a specified minimum income, etc.
Optimal Use
The best value from the EazyDiner Signature Credit Card can be derived in combination with the EazyDiner Prime membership. A Prime member can book a dining table at their favourite participating restaurant through the EazyDiner App to get a 25% to 50% discount. After dining, pay the bill with the credit card through the EazyDiner App (PayEazy) and get an additional 25% discount up to Rs. 1,000.
If you have any reward points, you can redeem them at a value of Rs. 0.10/point while paying the dining bill, further enhancing your overall benefits. Thus, to optimise the card, the cardholder must book a table through the EazyDiner app, pay through the card, and redeem reward points, if any.
Tips to Maximise Rewards
Hit the Rs. 30,000 non-dining spend: Spend Rs. 30,000 on non-dining categories (like travel, shopping, entertainment, which also earn 10X points) in the current month to unlock an additional Rs. 3,000 discount cap in the following month, increasing your total monthly dining discount potential to Rs. 5,000.
Use the card for 10X categories: Prioritise using this card for travel bookings, shopping, and entertainment to earn the accelerated 10X Reward Points, which can then be redeemed against your dining bills (1 RP = Rs. 0.10).
Redeem points instantly: Always check your reward point balance before paying a restaurant bill via PayEazy, as you can instantly redeem them for a further discount on the final bill.
Leverage the complimentary drink: If dining with a large group, ensure you book through the EazyDiner App at a partner restaurant to receive the complimentary premium alcoholic beverage for every diner.
Utilise the welcome and renewal benefits: The annual fee is more than offset by the value of the EazyDiner Prime membership (Rs. 3,550) and The Postcard Hotel voucher (Rs. 7,500), so ensure you use both benefits before they expire.
Eligibility & Documents
While IndusInd Bank does not publish a static, definitive eligibility matrix, the general requirements for the EazyDiner Signature Credit Card are typically in line with other mid-to-premium segment cards.
| Attribute | Typical Criteria |
|---|---|
| Age | 21 years and above (maximum 65 years) |
| Residence | Indian Resident |
| Income | Stable income source (Salaried or Self-employed) with good credit worthiness. A decent Credit Score (e.g., 750 or above) is generally expected. |
Mandatory Documents (KYC & Income Proof)
| Document Type | Examples of Accepted Documents |
|---|---|
| Identity Proof | PAN Card (Mandatory), Aadhaar Card, Passport, Voter ID. |
| Address Proof | Aadhaar Card, Passport, Driving License, Latest Utility Bills. |
| Income Proof | Salaried: Latest 2–3 months’ salary slips, latest Form 16/ITR. Self-Employed: Latest ITR with computation of income, business financial statements. |
Expert Verdict/Conclusion
The EazyDiner Signature Credit Card is best suited for foodies. If you are a foodie and frequently visit a restaurant participating in the EazyDiner Prime program, you must consider the card. It will give you a 25% to 50% discount for table booking through the EazyDiner App. Enjoy an additional 25% discount when you pay the bill with the card through the EazyDiner App. Thus, you can get a 50% to 75% discount on your dining bills. With such high benefits, the card deserves a place in your wallet.
FAQ
Q1: Is there a spend-based waiver for the annual renewal fee?
No, the IndusInd Bank EazyDiner Signature Credit Card does not typically offer a spend-based annual fee waiver. The renewal fee of Rs. 2,999 + Taxes is charged, but in return, you receive the annual EazyDiner Prime membership (worth Rs. 3,550), the Postcard Hotel voucher (worth Rs. 7,500), and 2,000 EazyPoints, which more than offset the fee’s value.
Q2: How does the fuel surcharge waiver work?
The card offers a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at all fuel stations across India. The maximum waiver allowed is capped at Rs. 250 per monthly billing cycle.
Q3: Can I get the extra 25% discount if I swipe the card at the restaurant?
No. The additional 25% discount (up to Rs. 1,000) is only applicable if the dining bill payment is made through the PayEazy option within the EazyDiner App using the IndusInd Bank EazyDiner Signature Credit Card.
Q4: Is it possible to apply for the card online?
Yes, the application process can be initiated online directly through the IndusInd Bank official website or the EazyDiner co-branded card portal. The bank will then follow up for verification and document collection.