Whether you are going for a Friday night family dinner, Sunday brunch or corporate lunch on a weekday, what if you could get a 25 to 50% discount? You can get that discount by booking a table at your favourite restaurant through the EazyDiner App with EazyDiner Prime membership. What if you get an additional 20% discount when you pay the bill with a credit card? Yes, the EazyDiner Platinum Credit Card can give you the discount multiple times a month. In this article, we will do the IndusInd EazyDiner Platinum Credit Card review to understand its features and benefits, and whether it is the best dining credit card in India.
Indusind EazyDiner Platinum Credit Card
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Overview Table
| Feature | Details |
|---|---|
| Card type | Rewards card |
| Reward range | 20% discount, up to Rs. 500, on restaurant bills, 3 times a month |
| Joining fee | Nil |
| Welcome bonus | 3 months EazyDiner Prime membership worth Rs. 1,095, and 500 EazyPoints |
| Renewal fee | Nil |
| Renewal benefit | 3 months EazyDiner Prime membership on Rs. 30,000 spends in every 90 days |
| Best for | Dining discounts |
| USP | Complimentary EazyDiner Prime membership, 20% dining discount (up to Rs. 500) thrice a month, and earning reward points that can be redeemed for dining bills. |
Fees & Benefits
There is no joining fee on the card.
The cardholder gets a 3-month EazyDiner Prime membership worth Rs. 1,095 and 500 EazyPoints as welcome benefits.
There is no renewal fee on the card.
The 3 months EazyDiner Prime membership gets renewed on spending Rs. 30,000 every 90 days.
Rewards Structure
The IndusInd Eazydiner Platinum Credit Card comes with a 3-month EazyDiner Prime membership. The membership provides a guaranteed 25% dining discount at 1000s of participating restaurants across India. Many participating restaurants provide a higher discount ranging between 25 to 50%. The Prime member must book the restaurant through the EazyDiner App to be eligible for the discount. The cardholder also earns 2X EazyPoints for dining at participating restaurants.
The EazyDiner Platinum Credit Card provides an additional 20% discount (up to Rs. 500) on dining and take-away orders. The discount can be availed 3 times in a calendar month. The payment must be made through the EazyDiner App (via PayEazy). The discount will not apply if the payment is made through any other mode like swiping the EazyDiner Platinum Credit Card physically on POS, UPI, etc.
The 20% discount will be auto-applied in the EazyDiner App, and the cardholder doesn’t need to apply any promocode. The discount is applicable only at restaurants where the PayEazy option is available. The cardholder can check the EazyDiner App for restaurants tagged as Prime, PayEazy, or both.
With the 25 to 50% discount on EazyDiner Prime membership (membership complimentary with card) and an additional 20% discount on dining bills, the EazyDiner Platinum Credit Card is one of the best restaurant credit cards in India.
Apart from dining discounts, the EazyDiner Platinum Card benefits include the following.
- 2 reward points on every Rs. 100 spent, except for fuel, insurance, rent, utilities, and Government spends
- 0.7 reward points on every Rs. 100 spent on insurance, rent, utilities, and Government spends
- 2X EazyPoints
The reward points can be earned only for spends up to assigned credit limit in every statement cycle. Fuel transactions will not earn any reward points.
There is a milestone benefit of 2,000 reward points on spending Rs. 30,000 every 90 days. Any dining spends will not be considered for the milestone benefit. The milestone benefit of 2,000 reward points will be credited within 4 working days post the completion of 90 days.
Sample Dining Savings Example
Let’s say you dine out four times a month with an average bill of Rs. 2,500 each time.
- 25% EazyDiner Prime discount = Rs. 625 x 4 = Rs. 2,500 saved
- Additional 20% PayEazy discount = Rs. 500 x 3 = Rs. 1,500 saved
- Total monthly savings = Rs. 4,000+
That’s a potential Rs. 48,000+ annual saving on dining spends.
Reward Points Redemption
The reward points and EazyPoints can be redeemed against the restaurant bill. The points must be redeemed at the time of payment via PayEazy in the EazyDiner App. The redemption value of each reward point is Rs. 0.20.
Apart from redemption against restaurant bills, the cardholder can check other redemption options in the redemption catalogue in the EazyDiner App. The redemption catalogue includes free hotel stays, meals, and exclusive restaurant events across India. If left unused, the reward points will expire at the completion of every anniversary year.
Top Restaurant Partners and Discounts
| Restaurant Partner | Discount with EazyDiner Prime | Additional PayEazy Discount | Total Savings Potential |
|---|---|---|---|
| Barbeque Nation | 25% | 20% | Up to 45% |
| Mainland China | 40% | 20% | Up to 60% |
| Social | 25% | 20% | Up to 45% |
| Mamagoto | 30% | 20% | Up to 50% |
| Chili’s | 25% | 20% | Up to 45% |
Additional features
The EazyDiner Platinum Credit Card provides a 1% fuel surcharge waiver across all fuel stations in India. The surcharge waiver applies on fuel transactions between Rs. 400 to Rs. 4,000. There is no capping on the maximum amount that can be earned as fuel surcharge waiver in a monthly billing cycle.
How to Apply
The EazyDiner Platinum Credit Card page on the IndusInd Bank website does not specify the eligibility criteria. The general eligibility criteria for a credit card include being an Indian resident, being between a specified age band, having a specified minimum income, etc.
Optimal Use
The best value from the EazyDiner Platinum Credit Card can be derived in conjunction with the EazyDiner Prime membership. Book a dining table at your favourite participating restaurant through the EazyDiner App to get a 25% to 50% discount. After dining, pay the bill with the credit card through the EazyDiner App (PayEazy) and get an additional 20% discount up to Rs. 500. If you have any reward points, you can redeem them at a value of Rs. 0.20/point while paying the dining bill, and further enhance your overall benefits. Thus, to optimise the card, the cardholder must book a table through the EazyDiner app, pay through the card, and use reward points, if any.
Tips to Maximise Rewards
Always book through the EazyDiner app using your complimentary Prime membership.
Pay using PayEazy to trigger the extra 20% discount.
Redeem your EazyPoints immediately on dining bills for instant value.
Spend Rs. 30,000 every 90 days to keep your Prime membership active for free.
Use other cards for non-dining spends, as this card shines mainly for food and restaurants.
Eligibility & Documents
To apply for the IndusInd EazyDiner Platinum Credit Card, applicants must meet the following criteria:
- Age: 21 to 65 years (primary cardholder)
- Nationality: Resident Indian
- Income Requirement: Minimum annual income of Rs. 6 lakhs (salaried or self-employed)
- Credit Score: Preferably 700 or above
Documents Required:
- PAN Card and Aadhaar Card
- Latest salary slip or ITR for income proof
- Address proof (utility bill, rental agreement, etc.)
- Passport-size photograph
Expert Verdict/Conclusion
The EazyDiner Platinum Credit Card is best suited for foodies. If you are a foodie and frequently visit a restaurant participating in the EazyDiner Prime program, you must consider the card. It will give you a 25% to 50% discount for table booking through the EazyDiner App. Enjoy an additional 20% discount when you pay the bill with the card through the EazyDiner App. Thus, you can get a 45% to 75% discount on your dining bills. With such high benefits, the card deserves a place in your wallet.
FAQs
Q1. Is there a renewal fee for the IndusInd EazyDiner Platinum Credit Card?
No, there is no renewal fee. You just need to spend Rs. 30,000 every 90 days to renew your 3-month Prime membership.
Q2. Does the card offer a fuel surcharge waiver?
Yes, a 1% fuel surcharge waiver is available on transactions between Rs. 400–Rs. 4,000 across all fuel stations.
Q3. Can I apply online for this card?
Yes, you can apply directly through the IndusInd Bank website or the EazyDiner app. Approval usually depends on income and credit score.
Q4. Are dining discounts available on takeaway orders?
Yes, provided the order and payment are made via the EazyDiner app using PayEazy.
Q5. What happens if I don’t use the PayEazy option?
The 20% discount won’t apply, always pay via PayEazy to activate the extra benefit.