| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.0015 | ₹499 | Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points |
₹499 | To avail fee reversal, you need to have spent Rs. 1,00,000 or more |
Shopping | Contactless Advantage, Balance Transfer on EMI, Worldwide Acceptance, Flexipay |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.005% | ₹4999 | Welcome e- Gift Voucher worth Rs. 5,000 |
₹4999 | - | Shopping | Complimentary Movie Tickets, International Lounge Program, Domestic Lounge Program, Club Vista... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.25 - 2.5% | ₹499 | Amazon Gift Card Worth Rs. 500 |
₹499 | Spend Rs 1,00,000 and get annual fee of Rs 499 reversed |
Shopping | Contactless Advantage, Balance Transfer on EMI, Worldwide Acceptance, Flexipay |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Cashback | Upto 5% | ₹999 | - | ₹999 | Fee waived on Rs. 2 lakh annual spends |
Shopping | Worldwide Acceptance, Fuel Surcharge Waiver, Renewal Fee Waiver |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Lifestyle | Upto 5% | ₹500 | “Kickstart Your Myntra x Kotak CC Experience with a Myntra Voucher worth Rs.500 on activ... |
₹500 | ₹ 2,00,000 spends in the previous year |
Shopping | milestone program |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 6 | Free | - | Free | - | Shopping | “2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access i... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | Upto 5% | Free | “Enjoy welcome gift vouchers worth Rs.500 when your expenses reach Rs.15,000 within the ... |
Free | - | Shopping | cardholders can earn up to 10X incremental reward points on their spends without any capping o... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 1% - 12% | ₹12000 | Complimentary Night Stay With Taj Epicure Membership (Validity- 1 Year) Joining bonus reward p... |
₹12000 | This fee is reversed, if spends of Rs 15 lakh or above are done on the card. (Spends done in t... |
Shopping | Birthday Benefit: Complimentary shopping voucher worth Rs. 5,000 from Tata CLiQ |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 5% | ₹499 | “Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable ... |
₹499 | “Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your re... |
Shopping | “Fuel Surcharge Waiver, Lounge Access, Contactless Payment “ |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Cashback | Upto 5% | ₹1000 | Pay your Membership fee and get Reward Points equivalent to Fee Amount |
₹1000 | Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal f... |
Shopping | Smart EMI, Fuel Surcharge Waiver, Lounge Access |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | Upto 2% | ₹10000 | 10000 points on paying joining fees |
₹10000 | Spend Rs. 5 Lakhs in 12 Months and get Renewal Fee waived for next renewal year |
Shopping | Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 mo... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 1.5 - 5% | ₹1499 | Welcome bonus of 1499 Neu Coins, applicable on 1st transaction done within 30 days of card iss... |
₹1499 | Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal f... |
Shopping | Fuel Surcharge Waiver, domestic and international lounge access |
