| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.5 - 1.5% | ₹9999 | “40,000 YES Rewardz Points as Joining Benefits “ |
₹4999 | “Renewal Membership Fee of INR 4,999 + Applicable Taxes, waived on total retail spends o... |
Shopping | Accelerated YES Rewardz Points on Online Spends, International and Domestic Lounge Access, Pur... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.005% | ₹2499 | “Get a FREE Amazon voucher worth ₹500* on spending ₹1000 within first 30 days “ |
₹1999 | “First Year Membership Fee of INR 2,499 applicable taxes, waived off on total retail spe... |
Shopping | “Preferential Foreign Currency Markup, Earn 8000 Bonus Reward Points Earn 8000 bonus Rew... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Cashback | 1-2% | ₹499 | - | ₹499 | Renewal Benefits – Renewal fee reversed on spends greater than INR 120,000 in the previo... |
Shopping | Extended interest-free credit period for the first 90 days* post credit card issuance by payin... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 3 - 5 | ₹5000 | - | ₹5000 | - | Travel / Shopping | Insurance Benefits |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Business | N/A | Free | - | ₹499 | - | Business | Extended credit, 24×7 services, Fraud related insurance, Travel related insurance, Multil... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | N/A | ₹9999 | - | ₹9999 | - | N/A | - |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.005% | ₹4999 | Welcome e- Gift Voucher worth Rs. 5,000 |
₹4999 | - | Shopping | Complimentary Movie Tickets, International Lounge Program, Domestic Lounge Program, Club Vista... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.0015 | ₹499 | Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points |
₹499 | To avail fee reversal, you need to have spent Rs. 1,00,000 or more |
Shopping | Contactless Advantage, Balance Transfer on EMI, Worldwide Acceptance, Flexipay |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Rewards | 0.25 - 2.5% | ₹499 | Amazon Gift Card Worth Rs. 500 |
₹499 | Spend Rs 1,00,000 and get annual fee of Rs 499 reversed |
Shopping | Contactless Advantage, Balance Transfer on EMI, Worldwide Acceptance, Flexipay |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Travel | 4% | ₹4999 | 20,000 AirIndia Maharaja club points |
₹4999 | 20,000 AirIndia Maharaja club points |
Travel | Enjoy complimentary membership to Air India’s highly rewarding frequent flyer programme, Anniv... |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Cashback | Upto 5% | ₹999 | - | ₹999 | Fee waived on Rs. 2 lakh annual spends |
Shopping | Worldwide Acceptance, Fuel Surcharge Waiver, Renewal Fee Waiver |
| Category of Card | Reward % | Joining Fees | Welcome Benefits | Renewal Fees | Renewal Benefits | Best For | USP's |
|---|---|---|---|---|---|---|---|
| Travel | 0.05 to 0.15% | Free | Get MakeMyTrip Voucher Worth INR 0% Markup Fee on All Foreign Transactions, Complimentary Lounge Access |
